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Old 12-26-2013, 11:38 AM   #21
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We are talking about the same thing, retirement savings is fixed income, there are no cost of livings increases, no raises. Your monthly annuity will not go up as if you were working. Thus the need to save where you can now as tomorrow is here today. Most pensions are fixed thus the security of increases are non-existent.
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Old 12-26-2013, 01:04 PM   #22
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Seriously, most are on fixed incomes? I know of next to no seniors of fixed incomes, the vast majority have their retirement savings to go on. Maybe it is a regional thing? Most seniors I know are way better off now, than when they were younger.
We always felt like that when our kids ( now 43-41-30 yrs ) were little …. not so much about the camp fees . When the 2 older ones were little camp fees were not so much , but with the youngest they had gone up . There are many things just around Calgary that are expensive for young families but really cheap for seniors - like that Spruce Meadows Christmas Market …..
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Old 12-26-2013, 02:23 PM   #23
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Moved all the boat posts to Watercraft thread.

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Old 12-26-2013, 02:40 PM   #24
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I never did fully understand why deals would be given to seniors. As a senior I will be WAY better able to afford the full price, compared to when I was a young adult with young kids. Seems kinda bass ackwards to me, but you do see it in many places, not just some campgrounds.
Jim I guess we should consiter ourselves lucky, as like yourself we have/will have far more income now in retirement then we had when we were younger with kids. When we were younger we never stayed in a campground with hook ups because we simpley couldn't afford it. Now we can and even had enough to buy the best fiberglass trailer on the market imho.

I think seniors are no different then any other age group in that some have more money or income then others. Just my thoughts hope this doesn't ruffle any feathers.
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Old 12-26-2013, 02:46 PM   #25
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As the bulge of baby boomers moves into the "senior" category, more of the perks are being downgraded or removed. Business and government simply can't afford to give that many people a discount.
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Old 12-26-2013, 03:27 PM   #26
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What perks Glenn have you heard are being removed for Canadians due to we baby boomers being so numerous?

Like most retirees I'm sure in this country we must watch our pennies, one reason why we have not yet got our Escape, because we'll need a new tug and we sold our ON house at a loss, don't have enough money now and cannot delve too much into our retirement savings.

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Old 12-26-2013, 03:41 PM   #27
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BC Ferry has removed the free passenger travel for seniors ( mid-week ) and replaced it with 50 per cent off ( government still has to get re-elected so they didn't remove it entirely. Seniors still have to pay full price for vehicle.
Toronto Dominion bank has eliminated some special fee-free accounts etc. for seniors.
Was a story in the paper about this trend to eliminate senior perks.
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Old 12-26-2013, 03:46 PM   #28
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Simply put, I would rather pay full price for camping, and give the break to my children or other younger adults. Of course I mean in general, and not just for camping fees.

I know all seniors are in the same boat, even I have had to put off retiring longer than I had originally planned, in order to be able to lead what I consider a more rewarding time in my retirement.

With camping fees, when in campgrounds I do prefer some of the less expensive sites. This is not due to the cost, but that these places usually that have less services and are less commercial, with a more relaxed setting that I prefer.
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Old 12-26-2013, 04:41 PM   #29
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Here's a link to the story on boomer perks:

Onslaught of baby boomers may spell end of seniors discounts
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Old 12-26-2013, 09:13 PM   #30
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Those retired cannot live on their savings or they could be in big trouble. They live on their income. That is usually far less than their salaries were. They have much less income upon retirement.

Using savings to buy a trailer or TV after having saved for such is nothing like living off of savings month to month. Many seniors would run out of money in not long if they did that.

Senior discounts are given for that reason: Seniors simply do not have the income they once had.


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Seriously, most are on fixed incomes? I know of next to no seniors of fixed incomes, the vast majority have their retirement savings to go on. Maybe it is a regional thing? Most seniors I know are way better off now, than when they were younger.
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