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Old 06-09-2015, 06:22 PM   #11
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Our local credit union is 4%, Costco was 9%, and our other credit union and bank was a personal loan of 21%. We couldn't believe the varying rates.

We went through Costco which in turned used Essex Credit. Our rate was 3.49%, not 9.
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Old 06-12-2015, 08:44 AM   #12
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We went through Costco which in turned used Essex Credit. Our rate was 3.49%, not 9.
I saw that on one of your earlier posts that you did go through Costco and we contacted them as a result. I think it depends on where you live and who they use as the broker. Anyway, you got a great rate!
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Old 06-12-2015, 04:42 PM   #13
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I saw that on one of your earlier posts that you did go through Costco and we contacted them as a result. I think it depends on where you live and who they use as the broker. Anyway, you got a great rate!

You're right that the rates can vary widely. You did the right thing -- shopped around. I just can't see why bank A would expect you to pay a high rate when bank B has a low one. I think many of them still haven't grasped that there's a thing called the Internet.
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