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Old 03-12-2015, 09:04 PM   #31
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Originally Posted by Patandlinda View Post
Actually our insurance agent said to go to Progessive or like because State Farm our vehicle coverage for over 30 years even for a new trailer would not give you replacement coverage if something were to happen . They will give you this coverage for the first 5 years with a lower premium every year . You will get a new trailer whatever they cost at that time with what you had . After that will see . We are paying about 35 a month with deductibles of 250 this year . It did go done as promised .
Yep, we did shop around. The coverage limits on the Good Sam/Progressive policy were hard to beat.
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Old 03-20-2015, 10:06 PM   #32
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I have 2 trucks and 2 motorcycles insured through Progressive. Presumably, I get a discount of some sort. I paid $385/year for replacement cost insurance and faxed the bill of sale to them.
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Old 07-17-2015, 04:42 PM   #33
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I had to stop in my local State Farm office on another matter so I checked on the insurance for the new 21. They quoted me $470 for a year with $35.000 of coverage and a $1000 deductible. I felt this was a little high. They said there is a discount for a non metal surfaced trailer but the main gal to handle trailers was out so they didn't know. They could care less where the trailer is stored. Also, no discount on the trailer for having other vehicles insured with them. I guess I will have to do some shopping around as I have been meaning to put the whole works out for bids. Loren
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Old 07-17-2015, 05:24 PM   #34
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I had to stop in my local State Farm office on another matter so I checked on the insurance for the new 21. They quoted me $470 for a year with $35.000 of coverage and a $1000 deductible. I felt this was a little high. They said there is a discount for a non metal surfaced trailer but the main gal to handle trailers was out so they didn't know. They could care less where the trailer is stored. Also, no discount on the trailer for having other vehicles insured with them. I guess I will have to do some shopping around as I have been meaning to put the whole works out for bids. Loren
We also have State Farm . My agent said to check out Progressive Ins . Which we did if your trailer is new they cover you for complete replacement for 5 years with your rates going down yearly . We are on second year full coverage 250 deductible for 318 . It went down about 5% . We still keep other vechicles with State Farm . State Farm did not have this deal for trailer ,said my agent , been with her for long time . Pat
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Old 07-17-2015, 06:21 PM   #35
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I would have liked to go with my current Auto Insurance provider, but they don't insure RVs. So, we went with Good Sam/Progressive. It was 46 a month with full replacement coverage and a 500 deductible, so although I'm not that thrilled with the company, I'm happy with the coverage.
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Old 07-17-2015, 06:49 PM   #36
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I would have liked to go with my current Auto Insurance provider, but they don't insure RVs. So, we went with Good Sam/Progressive. It was 46 a month with full replacement coverage and a 500 deductible, so although I'm not that thrilled with the company, I'm happy with the coverage.
Guess we can't complain then .will keep this coverage until the 5 years is up then will see. Pat
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Old 07-17-2015, 07:11 PM   #37
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I had Geico - about $100 for a 2012 17b per year, full coverage
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Old 07-17-2015, 07:12 PM   #38
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I had Geico - about $100 for a 2012 17b per year, full coverage
I would pay less with a higher deductible . What is yours for that premium ? Pat
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Old 07-17-2015, 07:28 PM   #39
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I find the insurance threads akin to the "can I tow" threads. Lots of partial information that leads nowhere in the end.
Before posting what you pay, you need to post exactly what your coverage is.
"Full coverage" with a $20,000 deductible (for instance ) is no bargain, no matter how cheap.
My insurance includes trip interruption ( pays for hotels etc ), covers $5,000 in personal effects and is guaranteed replacement with a low deductible.
Should also note that how much you pay may also be dependent on your credit rating and where you live.
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Old 07-17-2015, 07:42 PM   #40
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Mine is full replacement of similar new, $500 deductible, It also covers roadside service and theft of the trailer and/or the contents.
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