Originally Posted by mk1549
I've check out a few insurance policy's and replacement was good for the first 5 years which is still a good deal.
I found the same thing with another RV. It just hit five years old, so it no longer qualifies for full new replacement. I had to chose an amount of coverage to suit the actual value of the used unit, which is what I will be paid in the case of a loss. The premium drops quite a bit as a result.