Paying bills while on the road - Escape Trailer Owners Community

Go Back   Escape Trailer Owners Community > Escape Me | General Topics > Paper Escape
Click Here to Login
Reply
 
Thread Tools Display Modes
 
Old 09-08-2011, 06:52 PM   #1
Senior Member
 
rvomaha's Avatar
 
Join Date: Jul 2011
Location: Omaha, Nebraska
Trailer: 2012 Escape 19
Posts: 231
Paying bills while on the road

What information do you have to share about paying bills while on the road? I'm changing most of our bills to paperless so we can access them on our lap-top while traveling. We would like to use electronic bill-paying through our bank, just like we do at home. But isn't there a huge security issue to do that if we are using campground or restaurant WiFi? --Liz
__________________

__________________
2012 Escape 19 towed by 2012 Ford Flex
See lots more about our Escape at http://kibitka.blogspot.com/
rvomaha is offline   Reply With Quote
Old 09-08-2011, 08:29 PM   #2
Senior Member
 
bvansnell's Avatar
 
Join Date: Jul 2009
Location: Vancouver, British Columbia
Trailer: 2010 Escape 13
Posts: 431
Re: Paying bills while on the road

Liz:

I pay utility bills automatically, but do pay credit card accounts online, even when traveling. My internet banking is encrypted, so I don't think there is any more risk than at home.

Brian
__________________

__________________
Brian

2003 Subaru Forester
2012 Toyota Highlander V6
2010 Escape 13 "Ladybug" Feb 2010
bvansnell is offline   Reply With Quote
Old 10-16-2013, 08:35 PM   #3
Senior Member
 
nealmccarter's Avatar
 
Join Date: Oct 2013
Location: Sequim, Washington, Washington
Trailer: "Teachers' Pet" our 2014 Escape 19
Posts: 185
I've had all my monthly bills automatically charged to our Visa then pay that bill once a month with on line banking. Has worked great so far.
nealmccarter is offline   Reply With Quote
Old 10-16-2013, 08:39 PM   #4
Senior Member
 
gbaglo's Avatar
 
Join Date: Oct 2008
Location: North Vancouver, British Columbia
Trailer: 2009 Escape 17B - "Toad". '08 Toyota RAV4 V6
Posts: 10,741
We are on the "help yourself" plan ( automatic withdrawal ) for everything except the Visa, which I pay on-line.
On-line banking is great. Les goes shopping with a friend and when she gets home I ask her what she bought at Bed, Bath and Beyond, since all the debits show up instantly.
__________________
2009 Escape 17B "Toad"
2008 Toyota RAV4 V6 Sport
North Vancouver, British Columbia

What happens to the hole when the cheese is gone?
- Bertolt Brecht
gbaglo is offline   Reply With Quote
Old 10-16-2013, 10:12 PM   #5
Senior Member
 
LeonW's Avatar
 
Join Date: Aug 2011
Location: St. Paul, Minnesota
Trailer: 2014 Escape 21 -- The Skylark. Towed by a 2014 Highlander
Posts: 981
Liz,

I think your question is really about the dangers of using public WIFI networks, especially to perform financial transactions. I started to write a really long reply explaining the dangers, and then I found This Article which does a pretty good job of explaining the issues.

Most of the risks the article talks about occur in places with a lot of traffic, like airports and large coffee shops. When I am on the road, I use the campground WIFI or the coffee shop wifi if a) they require a password for me to log on to the network and b) I always use https as the protocol. This ensures the information that is exchanged between you and the bank is encrypted. Most browsers will show a locked padlock icon when you are using https.

Some banks are now implementing two factor authentication. After you enter your user id and password, they will send a text message to your cell phone with a several digit number. Then you have to enter that number on your computer before you can view your accounts. It is less convenient, but more secure since whoever is accessing the account has to have your cell phone as well the other information.

Not related to computer security, but one precaution my wife I have taken is to establish a second checking account that is used only when we are traveling. This checking account is not linked to our savings account or our credit card, and has its own debit/cash card. We keep a relatively small amount of money in this "travel checking account" so that if the cash card is somehow compromised (e.g. by using a bogus ATM), the thieves would not have access to all our money at the bank.

Hope this helps.
LeonW is offline   Reply With Quote
Old 10-16-2013, 11:14 PM   #6
Senior Member
 
thoer's Avatar
 
Join Date: Oct 2009
Location: Galesville, Wisconsin
Trailer: 2017 21 "Blue II" & 2017 Highlander XLE (previously 2010 17B "Blue" & 2008 Tacoma)
Posts: 3,961
Quote:
Originally Posted by LeonW View Post
Liz,

I think your question is really about the dangers of using public WIFI networks, especially to perform financial transactions. I started to write a really long reply explaining the dangers, and then I found This Article which does a pretty good job of explaining the issues.

Most of the risks the article talks about occur in places with a lot of traffic, like airports and large coffee shops. When I am on the road, I use the campground WIFI or the coffee shop wifi if a) they require a password for me to log on to the network and b) I always use https as the protocol. This ensures the information that is exchanged between you and the bank is encrypted. Most browsers will show a locked padlock icon when you are using https.

Some banks are now implementing two factor authentication. After you enter your user id and password, they will send a text message to your cell phone with a several digit number. Then you have to enter that number on your computer before you can view your accounts. It is less convenient, but more secure since whoever is accessing the account has to have your cell phone as well the other information.

Not related to computer security, but one precaution my wife I have taken is to establish a second checking account that is used only when we are traveling. This checking account is not linked to our savings account or our credit card, and has its own debit/cash card. We keep a relatively small amount of money in this "travel checking account" so that if the cash card is somehow compromised (e.g. by using a bogus ATM), the thieves would not have access to all our money at the bank.

Hope this helps.
Leon - well thought out! Thanks
__________________

__________________
Eric (and Mary who is in no way responsible for anything stupid I post)

SAE Towing Standard "Beware of false knowledge; it is more dangerous than ignorance." George Bernard Shaw
thoer is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off






» Virginia Campgrounds

Reviews provided by



All times are GMT -5. The time now is 06:05 AM.


Powered by vBulletin® Version 3.8.8 Beta 4
Copyright ©2000 - 2017, vBulletin Solutions, Inc.
Copyright 2012 Social Knowledge, LLC All Rights Reserved.