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Old 02-24-2019, 01:28 PM   #31
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According to the Esurance website they rely upon a 2003 U of Texas study for their accident rates.Certainly not current. I have a neighbor who had not filed a claim in 20 years but was cancelled because he was long overdue for an accident.
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Old 02-24-2019, 01:38 PM   #32
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I have a neighbor who had not filed a claim in 20 years but was cancelled because he was long overdue for an accident.

Did he have an argument with his wife?
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Old 02-24-2019, 02:26 PM   #33
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I have a neighbor who had not filed a claim in 20 years but was cancelled because he was long overdue for an accident.
That's completely nonsensical. I don't mean that it's unfair to cancel people for this reason, I mean that I don't believe that it happens, because it makes no sense statistically. This is the same as a person expecting their next lottery ticket to win the jackpot because the previous thousand tickets that they bought didn't win anything - the first class of the first course anyone takes on probability and statistics will explain that's nonsense. I wonder why this person's coverage was actually cancelled, but we'll never know.
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Old 02-24-2019, 02:29 PM   #34
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Well, he's not likely to volunteer that he just go his third DUI.
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