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Old 02-01-2018, 03:41 PM   #1
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Join Date: Sep 2017
Location: Piedmont region, North Carolina
Trailer: 2018 Escape 21' and 2017 F150 3.5 eco boost
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Progressive Insurance

We will be picking up our new 21' next month. Erie is our current carrier for auto, home, and umbrella. They do not offer replacement coverage in the event of total loss or theft, only actual cash value. I hope no one has had to file a claim who has Progressive but if you did were you happy with the way it was handled? Progressives quote is about 21% more but they do offer replacement coverage for five years.
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Old 02-02-2018, 09:13 AM   #2
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Location: Canyon Lake, Texas
Trailer: 2015 19 "Past Tents", 2018 F150 2.7L Ecoboost
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We have Progressive (through Good Sam) with replacement cost coverage, but luckily we've never had a claim. I can tell you the service in taking your money is flawless. They know how to do that very well.
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Old 02-02-2018, 10:16 AM   #3
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Location: Lewisburg, Tennessee
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We also have a Progressive replacement policy, but not through Good Sam. But like Robert, we have not had to file a claim. And they take their money every month, as scheduled
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Old 02-02-2018, 12:10 PM   #4
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Location: Flowery Branch, Georgia
Trailer: 2018 Escape 21'
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I have (had) Good Sam insurance (I think thru National General) with replacement coverage, and totaled my Lil Snoozy.

I have been very pleased with their service. My trailer was a 2014, bought used in 2016, and they gave me the cost of a new Snoozy (about 130% of what I paid) if I purchased a new trailer for that amount or more.
The Insurance Company also offered me about 50% of the new Snoozy price if I did not replace it. I guess that is the typical depreciation of a 3 year old "stick-built" trailer.

I now have an Escape 21 on order, and ETI has already been paid for most of the cost.
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Old 02-02-2018, 09:26 PM   #5
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Ripple, I gotta say, I love the name of your town!
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Old 02-03-2018, 07:39 AM   #6
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Location: Jamestown, Colorado
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I've had Progressive for 15 years on my cars, trucks, & trailer. Never filed a claim on the trailer; but I had to file one on my Tacoma when a bear got into the back seat and ate the interior. Despite the oddness of the claim, they covered $9900 in damages without an issue.
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Old 02-03-2018, 10:12 AM   #7
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Quote:
Originally Posted by sturski View Post
I've had Progressive for 15 years on my cars, trucks, & trailer. Never filed a claim on the trailer; but I had to file one on my Tacoma when a bear got into the back seat and ate the interior. Despite the oddness of the claim, they covered $9900 in damages without an issue.
I see in your avatar that you managed to get a picture of it...
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Old 02-06-2018, 08:43 PM   #8
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I see in your avatar that you managed to get a picture of it...
I've had words with Molly (my avatar). While she traumatizes the UPS guy and door to door preachers, she snored right through my Tacoma getting ate.
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Old 02-07-2018, 06:57 AM   #9
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I've had words with Molly (my avatar). While she traumatizes the UPS guy and door to door preachers, she snored right through my Tacoma getting ate.
Now that's funny.

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Old 02-23-2019, 11:21 AM   #10
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Location: Fort Worth, Texas
Trailer: 2019 Oliver Elite II
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We have Progressive on our home, autos, and travel trailer (2018 Casita, policy value $20.500. Our premium for the next year is $588.00 which I think is high for a travel trailer. I'm now in the process of checking with Foremost as many of our friends with travel trailers have and they think there premiums are reasonable. I did a quote on the Progressive website on a new Escape 5.0 valued at $35,000 us dollars and the premium was $1150.00 per year, plus a new Airstream with a value of $80,000 and the yearly premium was $1550.00 per year, the Oliver came in at $1325.00 and had a $60,000 value. So my question to Progressive was why so high on a $20,500 Casita, they really had no answer. They did say that Texas had all those floods down on the coast and it did cause Texas premiums to go up across the board. I did tell them I live 300 miles from the coast and not in a flood zone. I guess it's where you live, in Texas we do pay less on Taxes and other things that other states pay much more on, It's probably a washout over the long haul. Waiting to see what Foremost says.

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