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Old 01-30-2017, 09:52 PM   #41
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Yes, the insurance thing was odd. USAA covered us towing in this situation on our pickup trip.
If you're not comfortable towing with the paperwork in order like most all of us have done, then sit tight at the KOA in Lynden or some such. If ur DMV is willing to do it by phone/mail and no inspection then it will work out. By the time you get the plates you'll have the trailer completely checked out and off you go.
I don't think the WA paper tags are a solution.
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Old 01-30-2017, 10:01 PM   #42
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All my insurance company requires is the trailer make, model, value and VIN number, and then of course payment.
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Old 01-30-2017, 10:11 PM   #43
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All my insurance company requires is the trailer make, model, value and VIN number, and then of course payment.
I think that is pretty universal, is it not? I know with driven vehicles here, you need proof of insurance before they will register.

With trailers here though, no insurance is required. We just paid $22 to transfer our permanent trailer plate to our new trailer, complete with getting a new plate too. About the only thing cheaper in Canada though.
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Old 01-30-2017, 10:14 PM   #44
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The other thing that an insurance company wants to know is where the vehicle is garaged. If you garage it in a state other than your home state, or legal residence, they likely want to insure it there. And the registration needs to agree with the insurance on where it is.
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Old 01-30-2017, 10:33 PM   #45
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Great strategy for those not going to be home before 30 days- keep switching insurance companies. I too just switched from Auto Club to Everest National and final tally was $200 vs. $240(AAA). More for less, how does that work?

On the registration thing- it comes around repeatedly but the word is Chill! You can't stop these states and their stupid DMV rules. If your are a compulsive type then stock up on Tums or worse abbreviate your trip in order to comply with the rules. Otherwise Be Happy, Dont Worry
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Old 01-30-2017, 11:48 PM   #46
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So, a legal registration requires you paying the 6% sales tax and inspection fee to Washington State and then what, apply for a refund in your home state? . Seems like a lot of hoops for a 6 hour drive through. Register Off-Road Vehicles & RVs in Washington | DMV.org
Just to clarify - the temporary 3 day permit in Washington state does not involve having an inspection or paying sales tax. You just pay your $30 and when you write the date on it is valid for 3 days. The sales tax (ouch!) is paid when you get your plates/title.
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Old 01-31-2017, 07:05 AM   #47
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Insurance
I think I lot of you are confusing your trailer insurance with liability insurance.

Liability insurance is covered with the tow vehicle . Not the trailer policy ..
My auto insurance is safe co and I called and confirmed it only cover trailers if there registered. (other policys in other states my vary)

I would also purchase a nation general policy ( witch is optional) This would cover the camper and campsite liability or any time the trailer is not on the ball.But as long as the hooked to the ball it liability would go on tow vehicle policy . That's why states do not require the trailers have insurance

also I purchased a national general policy last week on my casita over the phone. One of the thing they had me agree to is the trailer would be registered all year. Maybe this is only for new York policy's i don't know.

I was thinking there be a easy way to solve this but looks like a big pain in the butt.

I am surprised the number of people that Just pick them up and drive home with no plates , breaking laws in every state they drive threw .

I going to call the Washington DMV But i would assume there 3 day tag would be good in other states,But if its not it would be useless

To my knowledge there is no state that requires a insurance policy on the trailer, But all 50 require A current registration

I just trying to figure out a legal way to do it so i can enjoy my vacation
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Old 01-31-2017, 08:35 AM   #48
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Ask Safeco if it covers new trailers being towed on the way home to get registration. Most companies cover 30 days automatically. I once bought a car in Georgia and drove it home (Ebay purchase) and contacted my insurance once I was in state. They told me I was covered for any additional vehicles automatically.
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Old 01-31-2017, 08:46 AM   #49
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I've been told the same from my insurance company as Jim reports. As far as everything related to liability insurance, on my policy that is all assigned to the tow. The only thing specific to the trailer are damages to it due to collision and comprehensive.

I think if one finds themselves completely obsessed with worry about the trip home, that the delivery charges may be well worth the cost.
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Old 01-31-2017, 09:03 AM   #50
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But, do you insure the trailer FOB Chilliwack or your home location?? Another issue to worry about. I always had mine insured the date of completion, if it's covered by Dave while in transit, then duplicated coverage, but 2 are better than -0-.
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