CA: Anyone Canceling a Factory Order for an Escape 17B or 19? - Page 3 - Escape Trailer Owners Community

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Old 04-29-2015, 02:48 AM   #21
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My bank offered much better rates on a new trailer not so good for a used one.
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Old 04-29-2015, 04:22 AM   #22
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Originally Posted by Daubsy View Post
Sometimes you have to get creative when shopping for money. In my case, I wanted a travel trailer but would also need a new TV to tow it ($$$)! Vehicle loans are way cheaper and easier to get than RV loans, personal or equity loans. So, I sold my car, paid for the trailer in cash, and took out a loan on a new vehicle. I know every situation is different, but look to exploit unique opportunities.
"Creative financing" sometimes becomes a necessity, good idea.
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Old 04-29-2015, 04:23 AM   #23
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My bank offered much better rates on a new trailer not so good for a used one.
This is common in the automobile loan business also.
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Old 07-19-2015, 04:25 PM   #24
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Originally Posted by Charley View Post
Looks like I missed the ETI production schedule for 2015.
I'm looking to see if anyone here may have to cancel a factory order, for their 2015 Escape 17B or Escape 19 trailer. I'd be willing to discuss taking over the invoice. Send me a PM.

Thanks Folks,

Charley
hi I have a new 17b paid over 31000 willing to sell for around 31000i am in alberta ph.4035602161 thanks
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Old 07-19-2015, 05:22 PM   #25
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We did not finance but I did look at the situation. What I found was that rates to finance the trailer were high but for vehicles were low. Don't know if that is the case everywhere but if you are buying the vehicle and not planning to finance it, but you do intend to finance the trailer, you might look at that and do the opposite.
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Old 07-19-2015, 06:08 PM   #26
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What I found was that rates to finance the trailer were high but for vehicles were low. Don't know if that is the case everywhere but if you are buying the vehicle and not planning to finance it, but you do intend to finance the trailer, you might look at that and do the opposite.
That makes sense to me. Mortgage rates are typically even lower than new vehicle loan rates, so a variation is to borrow against the house... it's the same amount of debt either way. If your mortgage is a home equity line of credit, you just write a check against the line of credit - you don't even need to ask the bank.
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Old 07-19-2015, 06:22 PM   #27
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Keep in mind that with a home equity line of credit you will have to pay for an appraisal of your house and will incur fees for a duplicate title.
That's what I did when I bought the trailer and the RAV4. The Toyota dealer advised me to call the bank to tell them I'd written a cheque on the line of credit for $36,000. Bank response was, "why are you calling us"?
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Old 07-19-2015, 11:21 PM   #28
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Keep in mind that with a home equity line of credit you will have to pay for an appraisal of your house and will incur fees for a duplicate title.
Right - I wouldn't convert my conventional mortgage to a home equity line of credit just to borrow money for an RV, but if you already have this form, it is useful. We already had it when we bought our van, so we used it for the van.

Quote:
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That's what I did when I bought the trailer and the RAV4. The Toyota dealer advised me to call the bank to tell them I'd written a cheque on the line of credit for $36,000. Bank response was, "why are you calling us"?
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