07-06-2018, 08:58 PM
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#21
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Senior Member
Join Date: Oct 2008
Location: North Vancouver, British Columbia
Trailer: 2009 Escape 17B 2020 Toyota Highlander XLE
Posts: 17,136
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Trying not to go there either, but can anybody explain why the national anthems are played at football, hockey, etc. games?
__________________
What happens to the hole when the cheese is gone?
- Bertolt Brecht
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07-06-2018, 09:20 PM
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#22
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Senior Member
Join Date: Mar 2018
Location: Tulsa, Oklahoma
Trailer: 2012 E19
Posts: 1,733
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Better to shop around for best possible loan rate and terms, rather than simply be loyal to a company. "Business is business" from their perspective, so it might as well be your perspective as well.
As for borrowing, if I had to wait until I had enough cash to buy a trailer, I'd probably have to wait until I died so I could collect my own life insurance!
(I'm still working out the details on that...)
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07-06-2018, 09:38 PM
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#23
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Senior Member
Join Date: Feb 2012
Location: Reston, Virginia
Trailer: none
Posts: 212
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Try Bank of the West. When I used them 5-6 years ago they were fantastic.
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07-06-2018, 09:42 PM
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#24
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Site Team
Join Date: Jun 2014
Location: Canyon Lake, Texas
Trailer: 2015 19 "Past Tents", 2021 F150 Lariat 2.7L EB
Posts: 10,222
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Jerry, Ross is correct. I had the exact same thing happen - exactly. USAA approved the loan, then at the last minute called me and said they could not write the note because it was coming from Canada.
Miffed, I went with Essex Credit. They were a bit harder to work with than USAA, but their rate was quite a bit lower.
And as a side note, USAA will write an insurance policy on an Escape, but they won't lend on one. Makes no sense to me but what do I know.
__________________
"You can't buy happiness, but you can buy an RV. And that is pretty close."
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07-06-2018, 09:58 PM
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#25
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Senior Member
Join Date: Sep 2013
Location: SLO County, California
Trailer: 2014 Escape 21C 2019 Expedition
Posts: 5,210
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My dad, USAF retired, bemoaned USAA 40 years ago for digressing from their original mission. Kinda like AT&T, which is actually SBC from Texas. What's up with those guys? Oh, right- they want to rule the world for their shareholders
__________________
"We gotta get as far away as we can!"
- Russell Casse, Independence Day
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07-07-2018, 12:07 AM
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#26
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Senior Member
Join Date: Jun 2013
Location: Felton, California
Trailer: 2018 21' ; 2014 19' (Sold)
Posts: 1,301
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Miffed, I went with Essex Credit. They were a bit harder to work with than USAA, but their rate was quite a bit lower.
We used Essex Credit for a boat loan. They were easier to work with than our Credit Union as boats, RVs, etc., seem to be one of their specialties. And you can get some free camping! https://www.essexcredit.com/koa/
__________________
Jan
We do not remember days, we remember moments.
- Cesare Pavese
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07-07-2018, 01:23 AM
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#27
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Senior Member
Join Date: Sep 2015
Location: Port Townsend, Washington
Trailer: 2010 17B “MATT”, then 2017 19 “Lilly”
Posts: 1,584
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Quote:
Originally Posted by gbaglo
Trying not to go there either, but can anybody explain why the national anthems are played at football, hockey, etc. games?
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I’m not sure about elsewhere, but I think Entertainment in the US approaches being some sort of core American value. In addition to sporting venues, if you go to the movies on any military base you’ll also get the national anthem first too, along with a roomful of people standing at attention. Entertainment is to America as hot dogs are to buns.
Slap on the mustard.
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💩-p+☕️+n
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07-07-2018, 01:28 AM
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#28
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Senior Member
Join Date: Oct 2008
Location: North Vancouver, British Columbia
Trailer: 2009 Escape 17B 2020 Toyota Highlander XLE
Posts: 17,136
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Please stand, and mumble the words.
__________________
What happens to the hole when the cheese is gone?
- Bertolt Brecht
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07-07-2018, 10:13 AM
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#29
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Junior Member
Join Date: May 2018
Location: Muncie, Indiana
Trailer: Researching to buy new 5.0 OTA
Posts: 27
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Quote:
Originally Posted by CADreamin
Miffed, I went with Essex Credit. They were a bit harder to work with than USAA, but their rate was quite a bit lower.
We used Essex Credit for a boat loan. They were easier to work with than our Credit Union as boats, RVs, etc., seem to be one of their specialties. And you can get some free camping! https://www.essexcredit.com/koa/
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Many thanks! USAA is losing altitude in my opinion. They are not as customer service minded as they once were. Still OK for insurance, generally.
__________________
Jerry and Ann Winans
Muncie, IN
Retired USAF
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07-07-2018, 10:30 AM
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#30
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Senior Member
Join Date: Oct 2013
Location: Phoenix, Arizona
Trailer: 2015 Escape 19 "Seventy Degrees"
Posts: 3,495
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I recently made an appt with a financial adviser at USAA office in Phoenix. When I arrived at the gate for my appt I was detained and moved to the side. They called in backup and then I was approached and told they no longer meet face to face and appts are phone only. I was immediately escorted off the property. So think that pretty much sums up where they are at now. I’m a 40year Member as well so probably got extra special escort off the property.
I’d look at Essex as Robert did.
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07-07-2018, 11:07 AM
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#31
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Senior Member
Join Date: Feb 2010
Location: Oswego, New York
Trailer: 2017 Escape 21C, 2018 Ford F150
Posts: 5,363
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Quote:
Originally Posted by Mike G
Better to shop around for best possible loan rate and terms, rather than simply be loyal to a company. "Business is business" from their perspective, so it might as well be your perspective as well.
As for borrowing, if I had to wait until I had enough cash to buy a trailer, I'd probably have to wait until I died so I could collect my own life insurance!
(I'm still working out the details on that...)
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I fully agree with shopping around. When I bought my Tacoma, a near by credit union (that I was not a member of) offered 1.5% less than my own credit union. With my new F 150, my own credit union offered .5% less than the Tacoma CU.
By the way, when I bought my 17 (in 2011) my university based credit union had no problem with a Canadian purchase. Not sure they would do the same today - they have been "acquired" twice since then. When I bought my trailer I told the office staff I wanted a loan, they said OK & that was it. With the new truck purchase, they had me fill out a 4 page application along with an interview.
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