Making the escape decision - Page 4 - Escape Trailer Owners Community

Go Back   Escape Trailer Owners Community > Escape Me | General Topics > General Escape
Thread Tools Display Modes
Old 05-03-2015, 07:28 PM   #31
Site Team
Donna D.'s Avatar
Join Date: Nov 2008
Location: Portland, Oregon
Trailer: 2014 Escape 5.0 TA
Posts: 5,423
Originally Posted by kevin View Post
okay thanks donna I appreciate it but how many payments are send to eti When I brought the casita its a despot and the finial payment. I have my build sheet in mind and will request a quote based on that and will make no changes. When I receive the quote from eti I will give them the upfront money and then I assume I would pay the balance upon delivery based on the quote that was presented at the time of entering the contract. We are each gambling on the exchange rate so it seems logical to me but I am not a bright guy so maybe I am missing something?
You may find there are as many different ways folks paid for their trailers as there are members here on the forum. I wrote the big fat check when I took my build sheet (and product) to ETI mid-April. When I picked up Ten Forward on July 3rd, I wrote the balance. I think it was around $200. And that was mostly for all the product I was buying.. off the wall, like the wrap around rug for the step.

I think you should call ETI and discuss. I know you can't just write a personal check for 99.9% of it and take possession the same day. Maybe you can with a bank-to-bank wire transfer tho... and all though the dollar amount you pay won't change... the exchange rate may/will and THAT affects how much you pay in the end in US funds.

Donna D.
Ten Forward
2014 Escape 5.0TA
Donna D. is offline   Reply With Quote
Old 05-03-2015, 07:35 PM   #32
Site Team
cpaharley2008's Avatar
Join Date: Jun 2010
Location: York, Pennsylvania
Trailer: 2016 2ndGen Escape 19' PRAIRIE SCHOONER pulled by 2014 Ram Hemi/8sp
Posts: 10,289
Just remember Kevin, the prices on the website are in Canadian dollars, these need to be converted to American dollars. For example, if a trailer with options comes in at $30,000 canadian, that means you will pay about $25,000 US. That is what you need to tell the lender. Then they will want to lend you about 80% or $20,000 and you will need to come up with the balance of $5,000. You then send the entire $25,000 to Escape and the trailer is bought and paid for, you just wait for it to be built.

never in doubt, often wrong
cpaharley2008 is offline   Reply With Quote
Old 05-03-2015, 07:37 PM   #33
Join Date: May 2013
Location: st louis, Missouri
Trailer: 2006 casita
Posts: 31
thanks for your replies

okay floating cloud I will likely pay it upfront based on loan rates being low now and it will likely even out with the exchange rate. I will w hold back 2k to ensure everything is okay on delivery Strange to being paying on depreciated asset before you get it but it is what it is Again thanks to all that posted. Man I was no concerned about major purchases until I hit 55 old age and being wiser is overrated.

Karen H, I would agree with you. Working in the business I am, insurance and investing in real estate, its makes no sense to me either but numerous inquiries in a short period of time can mean a drop in credit score. Even some rental propties that I tried to buy I was turned by my insurance carrier because the loss runs on the property showed excessive claims in short period of time therefore they could not insure the property. I tell my daughter all the time your credit score means more than the score, insurance rates are based on that. I am no expert on this but I have seen this first hand with dealing with tenants running credit scores. I base a rental based on credit score I hear every day as I own rental property in nj where rentals are hard to come by. I hear each day people tell me they have been looking for place for a month and they know credit score is part of the process and they know there score is effected with each application. They ask I take in consideration. We are looking at maybe a 5 point or 10 point drop so 99 percent of the time it never comes in play. Anyway, that's whats been told me so I assume it must be right
kevin is offline   Reply With Quote
Old 05-03-2015, 07:50 PM   #34
Senior Member
float5's Avatar
Join Date: Nov 2010
Location: Midwest, Iowa
Trailer: 2015 Escape 21'; 2011 19' sold; 4Runner
Posts: 3,244
Yes, numerous inquiries and the question is what is numerous. Apparently, it is because they believe you are going from lender to lender being turned down because something is not good about your application. I don't think a little shopping among some lenders should cause that problem, but no telling.
Cathy. Floating Cloud
"Live in the sunshine, swim the sea, drink the wild air.... "
float5 is offline   Reply With Quote
Old 05-03-2015, 07:53 PM   #35
Senior Member
KarenH's Avatar
Join Date: Oct 2012
Location: Bellingham, Washington
Trailer: 2013 Escape 15A
Posts: 1,484
Send a message via Skype™ to KarenH
Ah, I get it! But it doesn't seem right.
Karen Hulford
2013 Escape 15A (April), "Egbert"
Ford 150 XLT 5.8L
Bellingham, Washington
KarenH is offline   Reply With Quote
Old 05-03-2015, 08:46 PM   #36
Senior Member
rbryan4's Avatar
Join Date: Jun 2014
Location: San Antonio, Texas
Trailer: 2015 19 "Past Tents", 2015 F150 Ecoboost
Posts: 5,349
Originally Posted by Floating Cloud View Post
Don't know if you can include in a loan what you buy to send them such as flooring, fabric, and many other items that are often supplied by the owners.

You can, for the installation charges. They're on the bill of sale.

"You can't buy happiness, but you can buy an RV. And that is pretty close."
rbryan4 is offline   Reply With Quote

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

» Virginia Campgrounds

Reviews provided by

All times are GMT -5. The time now is 06:39 PM.

Powered by vBulletin® Version 3.8.8 Beta 4
Copyright ©2000 - 2016, vBulletin Solutions, Inc.
Copyright 2012 Social Knowledge, LLC All Rights Reserved.