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Old 09-25-2010, 11:03 PM   #11
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Re: Retirement

Yup. I'll always have a home.

baglo
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Old 09-25-2010, 11:05 PM   #12
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Re: Retirement

Quote:
Originally Posted by gbaglo
Given my health, I would prefer to have the money I earn now and can spend now, rather than sitting in some tiny apartment, looking out the window, wishing I could use more than three sheets of toilet paper. No way I could afford RV toilet paper.
baglo
Get one of these (http://www.campingworld.com/shopping...solution/16617) and you can use regular toilet paper! If that is the deciding factor : - )
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Old 09-25-2010, 11:56 PM   #13
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Re: Retirement

$89 for a do-it-yourself colonoscopy?
That's cheap.

baglo
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Old 09-26-2010, 12:14 AM   #14
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Re: Retirement

Hi: baglo...Glenn... This is only my snapshot, but your plan is not giving you $150 grand they are deducting it from your total now and then paying you per mo. from the leftovers. To loose $1300 per mo. is a whoping loss. I'd stick it out 3 more years if I was behind your lens!!! Alf
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Old 09-26-2010, 12:40 AM   #15
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Re: Retirement

Yah. That's already been my call. I turned it down, as did the guy next in line. So far, the only photog to take it is two years from 65. Sold his house a few months ago, putting money in the bank. Built his retirement home, which is ready to occupy at the end of Oct. ( same as his termination date ).

Take the buyout and lose a very good salary, medical, extended health and dental and a $50,000 insurance policy. ( and the company car, cell phone and this computer - and I'd have to pay for my high speed internet ).

Also, in B.C. there is no mandatory retirement. I can work until I'm 100 if I choose. They offered people now over age 65 $50,000 if they would go away. They did that about a week ago.

They made the buyout offer and gave us three weeks to apply and then another week to respond if we were accepted. Read an article about planning for retirement and it would really be a leap of faith to accept it.

I answered the questions in the article and had the "right answer" for about one in ten. First item was to "choose retirement, not to accept it through coercion.

I have one of the best jobs you can get - one I've often described as "early retirement on full pay".

Do you realize that if you retire you don't get vacation

baglo



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Old 09-26-2010, 09:06 AM   #16
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Re: Retirement

Quote:
Originally Posted by gbaglo
Actually, taxes is the issue. I can shelter about 120,000 but when I take it out it is taxed, and the other 30,000 is taxed now. So, a pension that's about $1,300 less a month at age 62 than it would be at 65, and continues that way until we croak, tends to add up.

Given my health, I would prefer to have the money I earn now and can spend now, rather than sitting in some tiny apartment, looking out the window, wishing I could use more than three sheets of toilet paper. No way I could afford RV toilet paper.

Besides, how hard can it be to take pictures and video for a living?

baglo
Hi: baglo...Glenn just a note on affordability of TP!!! Our No Frills store had a special sale on White Swan 1ply. 24 rolls for $3. bucks so I picked up a case 4X24roll packs. Trouble is my wife got 3 cases too!!! 384 rolls should see us thru till "Retirement". I hope we can use some of it in "Our Escape Hatch" : Alf
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Old 09-26-2010, 01:41 PM   #17
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Re: Retirement

1 ply... Glenn good thing you didn't retire.
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Old 09-26-2010, 07:38 PM   #18
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Re: Retirement

Alf....that means 3 folds for every square of 3 ply!!!!!!! What were you thinking?
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Old 09-27-2010, 07:36 AM   #19
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Re: Retirement

Hi: HokieEscape...Dan I was thinking back to what our "Sceptic" man said about using 1ply. "It dissolves faster!!! Alf
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Old 09-27-2010, 04:09 PM   #20
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Re: Retirement

Sure glad we've got the tiolet paper question solved. Retirement is worthy of much more deliberation. Now 67. Been mostly retired for 10 years. You need a much income every month as you are going to spend. It gets replenished every month.......without working for it.......hoooray.
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