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Old 12-12-2015, 03:57 PM   #91
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Now I'm beginning to wonder. We have the trailer registered at our home address in Kansas, but it is stored in Missouri. All the insurance agent asked was where it would be stored and nothing more was said. Loren
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Old 12-12-2015, 04:13 PM   #92
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Now I'm beginning to wonder. We have the trailer registered at our home address in Kansas, but it is stored in Missouri. All the insurance agent asked was where it would be stored and nothing more was said. Loren
Have a look at your declarations page and see if it lists a Missouri address for the trailer. Probably this will be described as "The principle garaging address". In every policy I have looked at, the "principle garaging address" is used to determine the price you pay for the coverage, not whether or not the trailer is covered.
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Old 12-12-2015, 04:17 PM   #93
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I need speculation insurance.
Bingo. because unless you look at the policy in question, it is just speculation.
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Old 12-12-2015, 04:25 PM   #94
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Is the ICBC just an insurance company?
The Insurance Corporation of British Columbia (ICBC) is a government-owned insurance company which has a captive market (B.C. residents are forced to use ICBC to some extent) and also acts as a registration agency.

A trailer in storage is just property - not being operated as a vehicle - so I don't see any need to involve ICBC, although one could.
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Old 12-12-2015, 04:58 PM   #95
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[QUOTE=Floating Cloud;120821

Of course the VIN was a main item.[/QUOTE]

I have obtained insurance and driven a vehicle on the road that didn't have a VIN.

My point is that ICBC has departments that deal with non-routine situations and they would be the first people that I'd contact for a situation like this.

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Old 12-12-2015, 05:02 PM   #96
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See post #53 on page 6 of this thread.
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Old 12-12-2015, 05:17 PM   #97
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See post #53 on page 6 of this thread.
Page 2, we are still on page 3.
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Old 12-12-2015, 05:26 PM   #98
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Originally Posted by Ron in BC View Post
I have obtained insurance and driven a vehicle on the road that didn't have a VIN.

My point is that ICBC has departments that deal with non-routine situations and they would be the first people that I'd contact for a situation like this.

Ron
I agree. They should call ICBC and some regular insurance companies to make sure of what they are told.

Many states have provisions to deal with no VIN. There unfortunately is not the uniformity that there should be on the way vehicle registrations and insurance are done. No telling from one state to the next.
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Old 12-12-2015, 05:29 PM   #99
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Now I'm beginning to wonder. We have the trailer registered at our home address in Kansas, but it is stored in Missouri. All the insurance agent asked was where it would be stored and nothing more was said. Loren
I don't know, Loren. It is in your general area and not a second place you stay. Plus there are probably a lot of over the border situations around the country like yours. They are interested if you have a second place in the Southwest as a snow bird, for instance, and keep the vehicle there. Yours is not that kind of case.
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Old 12-14-2015, 01:11 PM   #100
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I spoke to Tammy. Specifically about damages or total loss of the trailer while in storage at ETI. ETI does have liability insurance that would cover for damages and POSSIBLY a total loss if stolen. Tammy is not sure if the insurance company would cover the total loss of a trailer if it were stolen. It has never happened so she doesn't know how much push back she would get from the insurance company if it where to happen. So she recommends storage insurance as a precaution.

I called ICBC and they only will insure a trailer registered in BC by a BC resident.
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