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Old 12-09-2015, 12:59 PM   #31
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Chris, just curious. Did you try Good Sam insurance. Since they are in the RV insurance business, they may have a different approach. It wouldn't hurt to give them a call.
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Old 12-09-2015, 01:17 PM   #32
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Hello, from Bc. Canada. I use to own my own collision repair business and according to our laws here as long we had the vehicle (or trailer) in our possession the business is responsible for it. It should apply for ETI also !!
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Old 12-09-2015, 01:25 PM   #33
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Originally Posted by C&G in FL View Post
Chris, just curious. Did you try Good Sam insurance. Since they are in the RV insurance business, they may have a different approach. It wouldn't hurt to give them a call.
I just called Good Sam Insurance and they said none of the insurance companies that they work with will insure a trailer while stored in Canada. If you are traveling to Canada then it would be covered but it must be in your possession.

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You could try a Canadian insurance company. ETI sends many people to:
Hub International Barton in Chilliwack.
You might give them a call 604 792 4116
I called Hub International and I am waiting for a call back.

I am also waiting to hear back from State Farm.

Farm Bureau doesn't have any agents near me.

I also sent another email to ETI.
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Old 12-09-2015, 01:31 PM   #34
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Originally Posted by hermenator01 View Post
Hello, from Bc. Canada. I use to own my own collision repair business and according to our laws here as long we had the vehicle (or trailer) in our possession the business is responsible for it. It should apply for ETI also !!
Thanks.
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Old 12-09-2015, 05:10 PM   #35
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Maybe things have changed? Either that or we didn't understand liability in 2014. Our Escape was finished in February 2014 and we didn't pick it up until June. Final payment was made before February. We didn't insure it until June, when we took possession. I thought at the time that Tammy said we didn't need to.
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Old 12-09-2015, 05:29 PM   #36
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I would want to talk to Tammy in case new front staff just doesn't know.
And, if you tell Tammy they can use it as a demo that could work too.
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Old 12-09-2015, 05:48 PM   #37
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Maybe things have changed? Either that or we didn't understand liability in 2014. Our Escape was finished in February 2014 and we didn't pick it up until June. Final payment was made before February. We didn't insure it until June, when we took possession. I thought at the time that Tammy said we didn't need to.
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Originally Posted by gbaglo View Post
I would want to talk to Tammy in case new front staff just doesn't know.
And, if you tell Tammy they can use it as a demo that could work too.
I sent a follow up email to ETI earlier today and I just called to speak to Tammy but she is out until Monday. This doesn't make sense and hope the person I spoke to at ETI is wrong because after speaking with numerous insurance companies it is pretty clear that I can't get insurance. I will post up again when I can speak to Tammy.

Thanks again to everyone who has chimed in!
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Old 12-09-2015, 05:50 PM   #38
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Why don't you just make the final payment when you pick it up? Even if you only owe $5. It seems that would take care of any insurance and liability issue?
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Old 12-09-2015, 10:43 PM   #39
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One other alternative would be to have ETI deliver it for storage in the U.S., perhaps at one of the campgrounds around Sumas. This isn't as ideal as storing it at ETI, but if it's in the U.S. You could get the insurance. You could even fly out for delivery and spend a night or two in it before it moves to storage.

If I recall, I just called the agent with the vin number and added it to the policy when I made final payment. I also got the plates about the same time just so it was registered, insured and titled to me. I wasn't thinking too much about the insurance not being valid as some have mentioned but rather wanted to secure my ownership in case anything happened to ETI. Just in case, I didn't want something unregistered sitting on their lot.
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Old 12-10-2015, 05:06 AM   #40
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One question that to me is of tantamount importance which hasn't been asked pertains to those who have had their trailers stored at ETI for a few months prior to pickup. How many completed/stored trailers have been stolen, damaged, or destroyed while in ETI's possession awaiting owner pickup? And if obtaining valid insurance for a US resident's property in Canada IS NOT POSSIBLE, perhaps ETI could obtain coverage as a "storage facility" and pass the cost along to those who use it. I do not believe Reace and Tammy are the type of people who would "throw their customers under a bus" or "hang them out to dry."
Another question that would come into play here. If I were to go to Canada with my trailer, set up in a legitimate campground, and then take a 3 day cruise or visit friends overnight, is the trailer technically "in storage." Insurance companies will try to deny any and all claims. To borrow one company's current ad campaign: If you're an insurance company, that's what you do." I wonder if that is carried over into other forms of insurance? Sorry, your husband died while you were in Canada so his life insurance policy is not valid.
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