|
|
07-17-2015, 07:35 PM
|
#41
|
Senior Member
Join Date: Aug 2011
Location: St. Paul, Minnesota
Trailer: 2014 Escape 21 -- The Skylark. Towed by a 2014 Highlander
Posts: 1,159
|
Quote:
Originally Posted by gbaglo
I find the insurance threads akin to the "can I tow" threads. Lots of partial information that leads nowhere in the end.
Before posting what you pay, you need to post exactly what your coverage is.
"Full coverage" with a $20,000 deductible (for instance ) is no bargain, no matter how cheap.
My insurance includes trip interruption ( pays for hotels etc ), covers $5,000 in personal effects and is guaranteed replacement with a low deductible.
Should also note that how much you pay may also be dependent on your credit rating and where you live.
|
+1, Glenn. Unless the person lives next door to you (or more appropriately stores their trailer next door to you, It is very difficult to compare insurance coverage.
|
|
|
07-17-2015, 09:34 PM
|
#42
|
Senior Member
Join Date: Sep 2013
Location: Ventura County, California
Trailer: 2013 19 Escape
Posts: 7,204
|
Quote:
Originally Posted by Escape While You Can
Mine is full replacement of similar new, $500 deductible, It also covers roadside service and theft of the trailer and/or the contents.
|
full replacement coverage with a 250 deductible .roadside assistance . fire , theft and 2000 for personal contents full replacement cost. Deductible premiums lower every year .I get a discount for paying premium in full each year also,Mexico coverage, vacation liability 25,000 total collision comprehensive , replacement cost and emergency expenses , I will get a brand new trailer with everything I have on it no matter the new cost . Pat
|
|
|
07-17-2015, 09:35 PM
|
#43
|
Senior Member
Join Date: Sep 2013
Location: Ventura County, California
Trailer: 2013 19 Escape
Posts: 7,204
|
Quote:
Originally Posted by Patandlinda
full replacement coverage with a 250 deductible .roadside assistance . fire , theft and 2000 for personal contents full replacement cost. Deductible premiums lower every year .I get a discount for paying premium in full each year also,Mexico coverage, vacation liability 25,000 total collision comprehensive , replacement cost and emergency expenses , I will get a brand new trailer with everything I have on it no matter the new cost . Pat
|
my premium was 307.75 this year Pat
|
|
|
07-17-2015, 09:37 PM
|
#44
|
Senior Member
Join Date: Oct 2008
Location: North Vancouver, British Columbia
Trailer: 2009 Escape 17B 2020 Toyota Highlander XLE
Posts: 17,136
|
Excellent coverage and a good premium.
__________________
What happens to the hole when the cheese is gone?
- Bertolt Brecht
|
|
|
07-17-2015, 10:09 PM
|
#45
|
Senior Member
Join Date: Sep 2013
Location: Ventura County, California
Trailer: 2013 19 Escape
Posts: 7,204
|
Quote:
Originally Posted by gbaglo
Excellent coverage and a good premium.
|
I think this is for me thankyou . Pat
|
|
|
07-17-2015, 10:11 PM
|
#46
|
Senior Member
Join Date: Oct 2008
Location: North Vancouver, British Columbia
Trailer: 2009 Escape 17B 2020 Toyota Highlander XLE
Posts: 17,136
|
__________________
What happens to the hole when the cheese is gone?
- Bertolt Brecht
|
|
|
07-17-2015, 10:25 PM
|
#47
|
Senior Member
Join Date: Mar 2014
Location: Olathe, Kansas
Trailer: 2015 21ft Escape "Spirit of the Plains", 2014 GMC Sierra with max tow package
Posts: 1,100
|
Pat, I think I'll have to check this out. Also I would like to give USAA a shot at all of my other insurance. Especially on my home owners as I'm feeling like I,m being stiffed. They say if you have been with a company for a long time, they know you are not likely to switch so they raise your premiums each year. I am beginning to feel like that is the case here. What angered me today is that State Farm would not offer a discount for multiple policies. And I had to vent. Loren
|
|
|
07-18-2015, 08:28 AM
|
#48
|
Senior Member
Join Date: Mar 2014
Location: Mesa, Arizona
Trailer: '15 Escape 5.0 TA
Posts: 188
|
We had USAA for everything and was mostly happy with the service. When we went to add our new 5.0TA to the policy, I felt the quote was way to high. Ended up stopping at the local independent agent and moved all of our insurance over to Safeco, saving a considerable amount of money on all of our policies. And that included adding an umbrella policy.
__________________
2013 GMC Sierra CC Max Tow
2011 Casita 17 SD-sold
2015 Escape 5.0TA-sold
"How can I be lost, if I have no place to go"
|
|
|
07-18-2015, 09:48 AM
|
#49
|
Site Team
Join Date: Jun 2014
Location: Canyon Lake, Texas
Trailer: 2015 19 "Past Tents", 2021 F150 Lariat 2.7L EB
Posts: 10,222
|
Your criticisms are valid Glenn. Way too many factors to compare apples to apples.
Ours:
Full replacement cost coverage for 5 years
Internal contents replacement up to $7500
Trip interruption insurance pays up to $250 a day
Roadside assistance
$500 deductible
All that being said, it's San Antonio, which is notorious for having much higher rates for anything you insure, but especially a vehicle. Try getting $100 a year insurance here. Not going to happen.
__________________
"You can't buy happiness, but you can buy an RV. And that is pretty close."
|
|
|
|
|
Thread Tools |
|
Display Modes |
Linear Mode
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
» Recent Discussions |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|