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05-20-2009, 05:26 PM
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#1
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Senior Member
Join Date: Oct 2008
Location: Antelope, California
Trailer: 2009 17B "Suite Escape" pulled by a 2020 Toyota Sienna
Posts: 1,565
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Insurance
I'm trying to decide on insurance for my "Suite Escape". Has anyone had experience with either the good Sam's policy or the Camping World one? I have AAA (California) and it is close to $100.00 more annually than the others and that's with a $500.00 deductible.
Any helpful information will be appreciated.
__________________
Peace and Sunshine
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05-20-2009, 08:13 PM
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#2
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Senior Member
Join Date: Oct 2008
Location: St. Thomas not BVI., Ontario
Trailer: 2014 Escape 5.0TA / 2016 Ram Eco Diesel 4X4
Posts: 8,035
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Re: Insurance
Hi: SandraL... We added "Our Escape Hatch to our auto policy. All State charges us $240.00 per year with a $300.00 Deductible. It is covered for only $25,000.00 if total'd tho.
I always hate to be over insured so am willing to accept some of the responsibility!!! Besides at this point it spends the majority of its time in a storage shed.
Because we have so many vehicles when the truck/trailer goes into storage I take most of the ins. off the truck. Alf
escape artist N.S. of Lake Erie
__________________
Quote Bugs Bunny..."Don't take life too seriously, none of us get out of it ALIVE"!!!
'16 Ram Eco D. 4X4 Laramie Longhorn CC & '14 Escape 5.0TA
St.Thomas (Not the Virgin Islands) Ontario
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05-20-2009, 08:55 PM
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#3
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Senior Member
Join Date: Oct 2008
Location: North Vancouver, British Columbia
Trailer: 2009 Escape 17B 2020 Toyota Highlander XLE
Posts: 17,136
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Re: Insurance
Got my insurance from Aviva ( Vacation Trailer, Camper Unit, Motor Home Policy ). Have to keep in mind where the trailer is stored when not in use, that it is not rented, and that I am in Canada.
Basic coverage, required by British Columbia is $22. Third Party Liability ( $2,000,000 ) is $16. This comes from the government insurance company.
I got the Deluxe coverage. Guaranted replacement cost / all risk. $250 deductible. Has $5000 for personal property. $200 a day Emergency Vacation Expense. Premium is $217. Got a ten per cent mature discount so Total Premium was $195 plus government policy of $38.
baglo
__________________
What happens to the hole when the cheese is gone?
- Bertolt Brecht
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05-21-2009, 05:31 AM
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#4
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Senior Member
Join Date: Oct 2008
Location: Calgary, Alberta
Trailer: 2017 Escape 5.0 TA
Posts: 15,532
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Re: Insurance
Quote:
Originally Posted by gbaglo
Got a ten per cent mature discount so Total Premium was $195 plus government policy of $38.
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Mature? How did you swing that.
Don't you mean a 10% old fella discount?
__________________
2017 Escape 5.0 TA
2015 Ford F150 Lariat 3.5L EcoBoost
2009 Escape 19 (previous)
“Most folks are about as happy as they make up their minds to be.” — Abraham Lincoln
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05-21-2009, 04:09 PM
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#5
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Senior Member
Join Date: Oct 2008
Location: Antelope, California
Trailer: 2009 17B "Suite Escape" pulled by a 2020 Toyota Sienna
Posts: 1,565
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Re: Insurance
Thanks for the hints. I am getting down to the wire so, I've got to find something soon. If worse comes to worse, I'll get AAA.
__________________
Peace and Sunshine
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05-21-2009, 04:12 PM
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#6
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Senior Member
Join Date: Nov 2008
Location: Farmville, Virginia
Trailer: 2006 Escape 5.0
Posts: 900
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Re: Insurance
Hi Sandra. I got an estimate from Camping World and it was quite a bit more than just adding it to my other insurance with State Farm. Can't remember the amount, but it really wasn't bad.
__________________
"In the morning, O Lord, You will hear my voice. In the morning, I will offer my prayer to you, and wait in expectation" Ps 5:3
'11 Nissan Frontier Crew Cab (5' bed) 09 Escape 5.0
Blacksburg, Virginia (Home of the Virginia Tech Hokies)
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06-11-2009, 01:48 PM
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#7
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Senior Member
Join Date: Dec 2008
Location: ,, Oklahoma
Trailer: 17
Posts: 840
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Re: Insurance
Another idea here. I always check J.D. Power and Associates ratings when looking for insurance. They give amica high ratings http://www.amica.com/about_us/awards/awards.html
they offer auto and boat but I dont know about RV. Might be another company to check out. Good luck.
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