Trailer: 2010 Escape 17B (Sold): Waiting for 21C (QShip)
Replacement Coverage for 2022 21C (QShip)
Will pick up QShip (2022 21C) in mid-January. Just arranged insurance with the Hartford with replacement coverage for 4 years, $46000 value. $750 deductible for most other losses except for Personal Property, which is $100. No towing since we have coverage elsewhere.
Think that an annual premium of $717 is reasonable after shopping around. What do you all think? Anyone have experience with the Hartford for a claim?
To me that seems a bit high. We have home and auto with AAA and we insured our 5.0, which we pick up on 1/3, for full replacement value and deductibles lower than yours for about $300 annual. I should say that we have been with AAA for 12 years now, not sure if that matters, and they are a PIA to deal with when trying to add vehicles, but their rates are good and they are very attentive when you need to file a claim.