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07-05-2018, 09:23 PM
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#1
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Senior Member
Join Date: Oct 2008
Location: North Vancouver, British Columbia
Trailer: 2009 Escape 17B 2020 Toyota Highlander XLE
Posts: 17,136
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Insurance
For reference only.
I still am able to get a full replacement policy on a ten year old trailer.
My tag and $3 million third party liability cost another $87.
__________________
What happens to the hole when the cheese is gone?
- Bertolt Brecht
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07-05-2018, 11:46 PM
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#2
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Senior Member
Join Date: Sep 2016
Location: North Vancouver, British Columbia
Trailer: 2019 Escape 21 towed by F-150 with 2.7l eb, formerly Escape 17B 2017
Posts: 563
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Quote:
Originally Posted by gbaglo
For reference only.
I still am able to get a full replacement policy on a ten year old trailer.
My tag and $3 million third party liability cost another $87.
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Who is the underwriter of this policy? Elite or someone else?
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07-06-2018, 08:34 AM
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#3
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Member
Join Date: Dec 2016
Location: Kingsport, Tennessee
Trailer: 2020 Escape 21NE
Posts: 66
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Just received quote from Progressive on 2015 17B in state of TN:
Comprehensive - ACV limit - 500 deductible - Premium 293
Collision - ACV limit - 500 deductible - Premium 99
Included with Comprehensive and (if purchased) Collision:
-- Mexico Coverage
--Fire Department Service $1,000 limit
-- Emergency Expenses $750 limit
-- Disappearing Deductible
Vacation Liability - $300,000 limit - Premium 13
Roadside Assistance - Premium 39
Total USD $ 444
Was told we could not get Total Loss Replacement, however, another Forum member from TN said they obtained it from Progressive.
Above provided for informational purposes and hope it provides help to others.
Have not accepted quote yet.
Was on the fence about the Roadside Assistance, but one poster on another thread reminded that you will need two tow trucks if tug breaks down.
Good travels to all!
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07-06-2018, 10:28 AM
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#4
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Senior Member
Join Date: Oct 2013
Location: Phoenix, Arizona
Trailer: 2015 Escape 19 "Seventy Degrees"
Posts: 3,495
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The tow system I’ve witnessed is they hook the tow vehicle with the trailer still hitched and off they go. So not sure why it would require two tow trucks, unless someone only had a small flat bed.
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07-06-2018, 10:51 AM
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#5
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Senior Member
Join Date: Jun 2010
Location: Central, Pennsylvania
Trailer: Escape#5 2022 E19
Posts: 26,268
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Good Sam sends 2 trucks, one to take your trailer to a cg and the other to take the tow to a repair facility.
__________________
Jim
Sometime life gets in the way of living.......
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07-07-2018, 06:29 AM
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#6
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Member
Join Date: Dec 2016
Location: Kingsport, Tennessee
Trailer: 2020 Escape 21NE
Posts: 66
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Progressive update
Quote:
Originally Posted by George and Linda
Just received quote from Progressive on 2015 17B in state of TN:
Comprehensive - ACV limit - 500 deductible - Premium 293
Collision - ACV limit - 500 deductible - Premium 99
Included with Comprehensive and (if purchased) Collision:
-- Mexico Coverage
--Fire Department Service $1,000 limit
-- Emergency Expenses $750 limit
-- Disappearing Deductible
Vacation Liability - $300,000 limit - Premium 13
Roadside Assistance - Premium 39
Total USD $ 444
Was told we could not get Total Loss Replacement, however, another Forum member from TN said they obtained it from Progressive.
Above provided for informational purposes and hope it provides help to others.
Have not accepted quote yet.
Was on the fence about the Roadside Assistance, but one poster on another thread reminded that you will need two tow trucks if tug breaks down.
Good travels to all!
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Agent called Progressive while we were present. They would not cover Total Replacement because TT was over two years old. They also would not provide "Agreed Amount" coverage because Escape was not on the drop-down pick list of their computerized qoute system. I guess if it's not in the computer it does not exist.
Good travels to all!
George
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07-07-2018, 08:23 AM
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#7
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Senior Member
Join Date: Oct 2008
Location: St. Thomas not BVI., Ontario
Trailer: 2014 Escape 5.0TA / 2016 Ram Eco Diesel 4X4
Posts: 8,038
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Quote:
Originally Posted by George and Linda
Agent called Progressive while we were present. They would not cover Total Replacement because TT was over two years old. They also would not provide "Agreed Amount" coverage because Escape was not on the drop-down pick list of their computerized qoute system. I guess if it's not in the computer it does not exist.
Good travels to all!
George
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Hi: George and Linda... Not very "Progressive" are they? Alf
escape artist N.S. of Lake Erie
__________________
Quote Bugs Bunny..."Don't take life too seriously, none of us get out of it ALIVE"!!!
'16 Ram Eco D. 4X4 Laramie Longhorn CC & '14 Escape 5.0TA
St.Thomas (Not the Virgin Islands) Ontario
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07-07-2018, 10:11 AM
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#8
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Senior Member
Join Date: Feb 2010
Location: Oswego, New York
Trailer: 2017 Escape 21C, 2018 Ford F150
Posts: 5,373
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Quote:
Originally Posted by George and Linda
Agent called Progressive while we were present. They would not cover Total Replacement because TT was over two years old. They also would not provide "Agreed Amount" coverage because Escape was not on the drop-down pick list of their computerized qoute system. I guess if it's not in the computer it does not exist.
Good travels to all!
George
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There has to be different rules for different agents at Progressive. I have full value replacement for the first 5 years on a new (2017) 21. Coverage amount was based on the bill of sale from Escape.
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07-07-2018, 02:23 PM
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#9
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Site Team
Join Date: Jun 2014
Location: Canyon Lake, Texas
Trailer: 2015 19 "Past Tents", 2021 F150 Lariat 2.7L EB
Posts: 10,222
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Quote:
Originally Posted by Vermilye
There has to be different rules for different agents at Progressive. I have full value replacement for the first 5 years on a new (2017) 21. Coverage amount was based on the bill of sale from Escape.
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I think in this case the trailer wasn't new, so there was no current bill of sale to base value on. So, going with agreed value makes sense. Many insurers don't offer it, or they only offer it on select vehicles they have estimated value on in their system.
__________________
"You can't buy happiness, but you can buy an RV. And that is pretty close."
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