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Old 12-20-2019, 01:30 PM   #81
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Talking Bears, not the NFL kind in TN

Early winter here too and bears apparently got caught b4 full enuf to hibernate over east, in the Smokies. They saw one inside south Knoxville TN the other day, near where my dad in law's house was. We've had them also reported around here in central TN too, tho we have not seen one yet.. Plenty of deer, coons, opussums, squirrels and a few foxes nearby plus one sighting of a wildgat down the street..we have a favorite all-black neighborhood cat ...[one who belongs up the street] but hangs out here bks we feed him too and made a shelter for him. He pays us back by running off the squirrels, coons and chipmunks and so on..which eat the bird feed. ;-) We sutherners hate winter but like the animals out here in the country
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Old 12-21-2019, 12:29 AM   #82
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In California we can't even consider any of this. All the critter in question has to do is self-identify as an endangered species, then you're legal toast!!!


(We can't use this either:
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Old 12-21-2019, 01:30 AM   #83
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the forecast here says the greater SF Bay Area might get a white christmas on the ridges. odds of any snow at lower elevations is pretty slim. but its happened before, these are pictures from prior snow years in San Francisco...
https://www.sfgate.com/weather/artic...#photo-8898608
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Old 12-21-2019, 07:39 AM   #84
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I was concerned that I might inadvertently trap a skunk when trying to trap something else.
Happened to one of my neighbors. Trapped a skunk when he was trying to trap a groundhog.
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Old 01-14-2020, 04:12 PM   #85
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You know, it's a long way until the rally. I watched all the videos I can take. People are leaving for Florida now.



I made lists of what I need to do each month to get ready. I even vacuumed the truck. It's gonna be a while till the tires hit the road.



I'm getting a little edgy. How am I gonna make it till Spring?


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Old 01-14-2020, 04:37 PM   #86
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Well you can continue to post here on the forum, only 20,270 more to go to catch me.....
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Old 01-14-2020, 05:00 PM   #87
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heh. and miles to go before you sleep.

It was five months from build completion to pick up for me, and I spent it dreaming of modifications. When the pictures start to come, it'll get pretty antsy, but by then, it'll be really close.

Speaking of rotten moods...like many others in Calif I have received notice that my homeowners has been cancelled after 31 years. So I'm spending time on the phone and keyboard trying to find coverage. Five "no" and one maybe so far. Sigh.

editing to add, feeling grateful that I HAVE a home and it's paid for.
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Old 01-14-2020, 05:09 PM   #88
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Some states have a state insurance commissioner to which appeals on cancellations can be made....
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Old 01-14-2020, 08:20 PM   #89
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And some states (e.g. Florida) have a state-sponsored insurer of last resort if you can't get a homeowners policy in the private sector. Florida's insurer was/is Citizens, and I had to use them to insure my father's house when I rented it out after his death in 2006. Due to a string of bad hurricanes in 2004 major carriers still refuse to write new policies in Florida.
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Old 01-14-2020, 09:06 PM   #90
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It's going to be an increasing problem.
Recently in Vancouver a newly built concrete condo tower found its insurance increase from $66,000 a year to $588,000 a year. Passed on, of course to owners.
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Old 01-14-2020, 09:28 PM   #91
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heh. and miles to go before you sleep.

It was five months from build completion to pick up for me, and I spent it dreaming of modifications. When the pictures start to come, it'll get pretty antsy, but by then, it'll be really close.

Speaking of rotten moods...like many others in Calif I have received notice that my homeowners has been cancelled after 31 years. So I'm spending time on the phone and keyboard trying to find coverage. Five "no" and one maybe so far. Sigh.

editing to add, feeling grateful that I HAVE a home and it's paid for.
Sorry to hear; curious as to which company canceled you. I have always preached one should shop insurance and did two days ago. Had USAA for years, then 23 years ago switched to AAA. Got a much better quote yesterday from USAA, yet the first question asked re Homeowners insurance was dis we live in area with wild fires.
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Old 01-14-2020, 10:08 PM   #92
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We had to change carriers a year or two ago, our previous insurance announced they were getting out of the California homeowners market entirely. I think we ended up on USAA (my wife took care of it, and she's a vet)
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Old 01-14-2020, 10:31 PM   #93
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Ross,
USAA now has a fire protection team that they dispatch. Found that out at our cabin couple years back when we evacuated. The Fire team comes to town and if things get dicey they setup portable ponds and sprinklers plus foam all your structures. They stay with the properties until threat passes. Pretty cool to meet them and walk through our plan prior to us evacuating.
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Old 01-15-2020, 10:07 AM   #94
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Yes, it's because of fire danger. I had been with Farmers. I am a mile from town but at the end of the road surrounded on 3 sides by forest. The irony of my idyllic location is not lost on me.

Calif does have an alternative that must insure...it's call the FAIR plan. A regular company can choose to insure for the usual mundane stuff and the FAIR policy covers fire, wind, flood, that kind of thing. I am exploring that but no word on the price of the FAIR part as yet.

I'm trying to concentrate on the blessing of having a paid-for house.

Thanks all for the commiseration.
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Old 01-16-2020, 09:16 AM   #95
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Well you can continue to post here on the forum, only 20,270 more to go to catch me.....

How am I ever gonna catch you? I'll try.
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Old 01-16-2020, 06:58 PM   #96
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My cure for that is an old fiddle and a book of tunes
No depression here
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Old 02-04-2020, 02:18 PM   #97
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Hey Myron, how is that attitude doing these days?

The days are getting longer and I am hoping your mood has come around.

My body is starting to realize how close Spring is. My greenhouse is coming to life. All the citrus are blooming. But it's 16° outside Today with 8 inches of snow. It was 75° Sunday.

I hope you are doing well.
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Old 02-16-2020, 06:17 PM   #98
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Doin' OK, Uncle Tim, though of course, since life is like a box of chocolates --all we can do is jes' keep the faith and keep on truckin'. (You know it and I know it.)
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Old 02-16-2020, 06:26 PM   #99
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Could not have said it better!


Soon, Man, soon!
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