David,
I would first look to see if there's something in the fan, especially right around the motor shaft: fuzz, hair, spider web, ...
Next: did you hear any noise? I'm thinking bearing noise, squeak, whine, ...
I believe those bearings are sealed, but then, products aren't perfect.
have you had any rain, or moisture, in the fan area? A drop of light oil might improve it.
Edit: Re: 5A fuse. I'd run it. If it's the motor, any smoke or smell will tell you for sure, and the fuse will protect the wiring. But, that's just me. Officially, No.