Covid work around (maybe) ?

[Dee Lirious]

I just moved into the "I am getting an RV and full timing" stage of my long life but the universe has thrown us all a curve ball. I have yet to purchase my complete rig
Now let us get creative. I am a Canadian citizen with drivers license and home address. I have a daughter who lives in Ohio. I can not DRIVE across any border crossing, BUT I can FLY !
Anyone have any input on an idea to have my daughter buy the setup I want ( I will provide the cash), have it in her name, registration etc. and then ME driving it alone for 4 months doing the snowbird routine ? Interstate travel is allowed once I'm in. Fulltime RV'ing doesn't work in Canadian winters and I would hazard a guess that Vancouver island will sink from the influx of trapped snowbirds this winter.
Just an idea on how to circumvent being hobbled as we are right now.
"You are totally nuts " is also an acceptable comment with no offence taken

 

[camp4528]

I have read of a number of people flying to the US to their condos for the winter, and have also read of some shipping their RV trailers to the US and meeting them there. Although in true Facebook style, I can't cite a specific source.

So I imagine what you are thinking is very doable.

You will probably want to follow the same protection measures in the USA as in Canada: masks, hand sanitizing, lots of hand washing, distancing, etc, even if not required by the local jurisdiction you are in.

And when you come back, you will need to follow whatever returning Canadian Citizens protocol is in place at the time.

Also make sure you check your out of country health insurance for COVID implications.

 

[diannelgraham]

I just moved into the "I am getting an RV and full timing" stage of my long life but the universe has thrown us all a curve ball. I have yet to purchase my complete rig
Now let us get creative. I am a Canadian citizen with drivers license and home address. I have a daughter who lives in Ohio. I can not DRIVE across any border crossing, BUT I can FLY !
Anyone have any input on an idea to have my daughter buy the setup I want ( I will provide the cash), have it in her name, registration etc. and then ME driving it alone for 4 months doing the snowbird routine ? Interstate travel is allowed once I'm in. Fulltime RV'ing doesn't work in Canadian winters and I would hazard a guess that Vancouver island will sink from the influx of trapped snowbirds this winter.
Just an idea on how to circumvent being hobbled as we are right now.
"You are totally nuts " is also an acceptable comment with no offence taken

I read about a US person getting into Canada and traveling in his RV until being caught and fined heavily by the Canadian government. I’m not sure if the US has fines in place for Canadians trying to do the same thing. I have dual citizenship so technically I could cross the border as I have immediate family in BC. I haven’t done that and won’t until the border opens up, to me it’s just the wrong thing to do.

 

[cpaharley2008]

Unless you have an accident, doubtful your trailer registration would ever be asked for. What about your tow vehicle, will it be in her name? That could cause issues if ever stopped? What about warranty service on trailer if ever needed, it is in her name? Seems like a bag of worms.

 

[Dee Lirious]

I read about a US person getting into Canada and traveling in his RV until being caught and fined heavily by the Canadian government. I’m not sure if the US has fines in place for Canadians trying to do the same thing. I have dual citizenship so technically I could cross the border as I have immediate family in BC. I haven’t done that and won’t until the border opens up, to me it’s just the wrong thing to do.

Canada is more hysterical than the US about travelling in the country. From many posts on this site, I see people are still RV'ing as before.
I have no wish to try and circumvent any laws, that never ends well no matter how smart you think you are ! My daughter is a family of four and it suddenly occurred to me that we could share a decent rig. I would boondock in the
a'la snowbird style and she could use it with her family in the summer. IF she owns it outright, insured for me as an extra driver it seems reasonable. Tourists BUY cars for long trips in the USA and it seems that having what can be used as a permanent address for insurance and vehicle registration is their hang up. So I guess the question boils down to, is there ant reason why I could not "borrow" my daughter's legally owned and insured/registered vehicle and trailer and travel WITHOUT her being present ? Not going into health insurance and other issues as they are standard "snowbird problems"

 

[davidmurphy02]

One thing to consider - earlier in the pandemic many campgrounds and public facilities in the US were closed or heavily restricted. Although travel on the interstates was still possible, finding accommodations was challenging, as well as limitations on many activities. In the past couple of months things have opened up considerably. However, we set a record yesterday for the highest number of daily infections since the pandemic began, and things do not seem to be heading in a good direction. Depending on when you are considering heading down here, one possible risk would be that the pandemic worsens considerably this winter and many closures and restrictions are reimposed. No way to know what will happen, of course, but something worth considering.

 

[Dee Lirious]

One thing to consider - earlier in the pandemic many campgrounds and public facilities in the US were closed or heavily restricted. Although travel on the interstates was still possible, finding accommodations was challenging, as well as limitations on many activities. In the past couple of months things have opened up considerably. However, we set a record yesterday for the highest number of daily infections since the pandemic began, and things do not seem to be heading in a good direction. Depending on when you are considering heading down here, one possible risk would be that the pandemic worsens considerably this winter and many closures and restrictions are reimposed. No way to know what will happen, of course, but something worth considering.

Well being pretty much locked up in the house right now in Toronto, I have plenty of time to bloviate. My original goal/dream is as much boondocking as possible. I owned a hunting and fishing lodge in Northern Ontario totally off grid for a few years, so the allure of being alone is strong. Unfortunately I was raised well by my parents and want to stay legal. I have even been looking into long term RV rentals of various camper vans. Not thrilled by that idea though. My general sense is that, although possibly an unconventional approach, it should be doable and legal. I guess the best thing is to contact Ohio DMV and see if they put the kibosh on my "brilliant" idea. No one has aver accused me of being normal

 

[EdColorado]

From a blog I enjoy.
Travel with the Bayfield (Canada) Bunch.

Heard on the news the Canada/US border closure has been extended to November 21rst as expected. Today we received an interesting email from our RV Travel Insurance Company. *** ATTENTION ALL SNOWBIRDS ***Sanderson Travel Insurance now offers COVID-19 coverage for those clients wanting to travel to the USA this fall and winter. FYI...As a recommendation for you all, if you are wanting to still travel south this winter and are in need of bringing your vehicle or RV/Trailer with you, please get in touch with the company called "uscanadaautotransport" and they can arrange to have your vehicle delivered to your location door to door service. www.uscanadaautotransport.com
1-800-466-6935

 

[EdColorado]

If your daughter is the legal owner of the vehicle she will be responsible for insuring it in her name to meet Ohio requirements before she can register ‘your’ vehicle.
I would be very upfront with the insurance company so they were fully aware of the plan. You would not want to be in a major wreck and have the insurance company investigate insurance fraud.
One option would be to have you listed as an insured driver on the policy. That way the policy premium would properly reflect the risk.
Insurance laws vary significantly from state to state so this may, or may not, be a practice in Ohio.
Before I got too excited about this plan/scheme i would have daughter run it by her insurance company

 

[vermilye]

You should be fine. I can’t imagine any state (except perhaps California? I can imagine them doing all sorts of weird things!) giving you a hard time or imposing travel restrictions. As long as the rig is insured for highway travel, you should be good to go. Even repairs along the way shouldn’t pose difficulty; repair shops are more interesting in getting work and getting paid than worrying about who holds the title.

I'd still check with the state you plan to visit or stop in before making plans. For example, currently New Mexico state parks are closed to out-of-staters, and any stop in the state may require a 14 day quarantine, ie staying in your trailer. New York has similar requirements, depending on which state you are coming from.

 

[EdColorado]

And again on the vehicle insurance question.

As the owner of record your daughter needs to be aware that in the case of a major claim in excess of the policy limits, the lawyers will be coming after her assets as well as yours.

She is exposing herself to considerable risk in a worse case scenario.

Plus since daughter is a US citizen with US assets and you are Canadian with Canadian assets, daughter will be the primary target. She represents the greatest likelihood of collecting on a judgement.

 

[Dee Lirious]

And again on the vehicle insurance question.

As the owner of record your daughter needs to be aware that in the case of a major claim in excess of the policy limits, the lawyers will be coming after her assets as well as yours.

She is exposing herself to considerable risk in a worse case scenario.

Plus since daughter is a US citizen with US assets and you are Canadian with Canadian assets, daughter will be the primary target. She represents the greatest likelihood of collecting on a judgement.

Good point ! Would not want to cause my daughter financial harm. It seems that the insurance is, as usual the issue that slows us all down.
That is the beauty of this site and its well informed and helpful members, NOTHING is beyond the collective knowledge

 

[Catchlight]

" . . . I would hazard a guess that Vancouver island will sink from the influx of trapped snowbirds this winter."

You're not far wrong, Dee Lirious! Trailer parks on the east, west, and south coasts of Vancouver Island are packed with Snowbirds who can't fly or drive south this year. Unless they're skiers who can make it to Mount Washington Alpine Resort, they're not going to be pleased if the forecast of a colder and wetter than average El Nino winter comes true. Island business owners are very happy to have the bonus revenue, though.

 

[EdColorado]

Good point ! Would not want to cause my daughter financial harm. It seems that the insurance is, as usual the issue that slows us all down.
That is the beauty of this site and its well informed and helpful members, NOTHING is beyond the collective knowledge

All is not lost.
Have your daughter call her agent and describe the vehicle/s and use you have in mind. Add you as an insured party. Liability coverage is the big issue. $300,000/$500,000 is a good base figure. Those figures should be sufficient for most injuries you might be responsible for. Get a ballpark quote.

Then ask what the premium would be on a $2,000,000 umbrella policy covering just your daughter. Premiums tend to be quite reasonable on umbrella policies because they only kick in when the underlying policy limits have been reached. This would cover your daughter against the unlikely, but possible, damages you might cause if found responsible for a major wreck. Think of an umbrella policy as worst case coverage.


Or to keep it simple. Buy in Canada and have the vehicle/s shipped to your daughters house. You fly down and go from there.

Where there is a will, there is a way.

 

[gbaglo]

Liability coverage is the big issue. $300,000/$500,000 is a good base figure. Those figures should be sufficient for most injuries you might be responsible for.

I carry $3,000,000 ( three million ) in liability and I'm in Canada with healthcare. Three hundred thousand might take care of a paraplegic for a year, certainly not for life. Best not be your fault.

 

[rubicon327]

I agree with EdColorado. There should be a perfectly legal and smart way to do this. Don't listen to the pretend lawyers and naysayers. If we listened to them we be adorned in bubble wrap sitting in an over-insured reinforced concrete structure all day. No dogs of certain breeds, inground pools or trampolines for you sir! You should be able to be named as an additional driver on your daughter's policy and additional named insured on the trailer if needed. My father is named insured on my boat and it didn't even affect the premium. Get an umbrella policy if you feel it is needed. Make sure everything is and stays well maintained, drive safely and go have some fun. Life is short.

 

[escape artist]

I agree with EdColorado. There should be a perfectly legal and smart way to do this. Don't listen to the pretend lawyers and naysayers. If we listened to them we be adorned in bubble wrap sitting in an over-insured reinforced concrete structure all day. No dogs of certain breeds, inground pools or trampolines for you sir! You should be able to be named as an additional driver on your daughter's policy and additional named insured on the trailer if needed. My father is named insured on my boat and it didn't even affect the premium. Get an umbrella policy if you feel it is needed. Make sure everything is and stays well maintained, drive safely and go have some fun. Life is short.

Hi: rubicon327... You forgot to mention wearing an aluminium foil hat!!! Alf
escape artist N.S. of Lake Erie

 

[Dee Lirious]

well until we know what happens in a few days, I have been looking around, lots of rigs from fiberglass but I haven't found one sheathed in Kevlar yet !

 

[MyronL]

My dog is mostly all pit bull mix but the breed has been victimized by so much fake news whenever some dog friendly RV park, etc etc wants to know, I tell them she's a Lab mix.

 

[Velaro]

need to wear masks