Depends on one's comfort level. For me after so many years of boating, sometimes off shore, my life basically depended on having a usable battery. It's deeply ingrained in me to isolate my batteries. ...
Ron
Some day I'll tell you about the 12 day trip from St. Thomas to Annapolis in a used and somewhat abused sailboat. The alternator burnt out on the first day, and the battery switch that I had carefully set to "A" was in fact bypassed with a convoluted wire that was also connected to the "B" battery. I thought I was saving the "B" battery for emergencies but to no avail.

I have since decided: That a dead battery in my trailer is not as life threatening as on my boat, that solar is much more dependable than automobile alternators on a saltwater boat, and that my understanding of electrical systems is superior to most Caribbean backyard mechanics...
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Alan