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Old 11-06-2018, 12:58 AM   #21
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You don't really need to worry about man in the middle attacks if you are using an https connection. Your browser has a list of certificates that it trusts from certificate authorities which prevents normal attackers from inserting themselves in between you and your chosen website.

For http, it's a valid concern. I don't worry too much about this myself as I would only use https for anything important. I could see recommending a VPN though for non-technical people who aren't careful about using https, even though it isn't perfect protection.
I agree for the most part, but often when a site throws a certificate error, the user connects anyway. Then there's the issue of some sites not being security minded and not even having https capability. With a VPN, that's of no concern.
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Old 11-06-2018, 01:31 AM   #22
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I have no banking apps on my iPhone. I do log in to my account, at home, on my password protected wifi. I've not, but if I did have to log into my account from another location, I would use my iPhone as a hot spot.

Does that protect me?
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Old 11-06-2018, 02:05 AM   #23
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I have no banking apps on my iPhone. I do log in to my account, at home, on my password protected wifi. I've not, but if I did have to log into my account from another location, I would use my iPhone as a hot spot.

Does that protect me?
Short answer: yes, you are protected.

Assuming that your bank is using https (a safe assumption for a bank), and assuming your device is not compromised, you should be protected no matter how you connect, whether it is through iPhone tethering, private WiFi, or even public WiFi.

I should stress that you need to see https in the browser URL! One particularly nasty example that is possible would be if a malicious access point used DNS poisoning to redirect http://yourbank.com to their own website. That kind of thing is possible if you don't see https.
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Old 11-06-2018, 02:45 AM   #24
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Thanks. All my bills are paid on the "help yourself" plan, so I've never had to access my account while on the road.
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Old 11-06-2018, 01:09 PM   #25
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as an aside, I note my Pixel phone, google transparently implements their OWN VPN if you're on a public wifi access point they deem insecure. this is noted with a G+padlock icon on the status bar next to the wifi signal strength icon.
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Old 11-07-2018, 01:38 PM   #26
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as an aside, I note my Pixel phone, google transparently implements their OWN VPN if you're on a public wifi access point they deem insecure. this is noted with a G+padlock icon on the status bar next to the wifi signal strength icon.
Yes, and it's an excellent feature. Public wifi is notoriously unsecure and rife with issues.
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