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Old 04-27-2017, 05:58 PM   #21
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Originally Posted by GregandTeresa View Post
That is what we did, with Progressive. It costs us $36 per month. Seemed reasonable to me for that peace of mind.
We pay similar, I think a little more. But we could not use Progressive. I might have been told that the vehicles also needed to be insured with them. Are yours?
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Old 04-27-2017, 06:54 PM   #22
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$36 in addition to policy? or $36 a month for the whole policy?
Not really sure I understand the question. The only thing that we have insured with Progressive is our camper, and the replacement policy is $36 per month. In total.
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Old 04-27-2017, 07:01 PM   #23
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Not really sure I understand the question. The only thing that we have insured with Progressive is our camper, and the replacement policy is $36 per month. In total.
Our policy with Progressive is the same. Camper is the only thing we have insured with them. I probably insured ours for a little more to include delivery. You pay per $1000 of coverage. Ours is $465 per year. We have replacement coverage for the 1st 5 years than purchase price after that. I went through Good Sam to purchase ours.
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Old 04-27-2017, 07:12 PM   #24
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Did you guys have to go thru agent? I couldn't find Escape on Progressive website quote system. I had to use something similar. Got something like $700 a year quote. but I normally get the best auto rates...
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Old 04-27-2017, 08:34 PM   #25
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Did you guys have to go thru agent? I couldn't find Escape on Progressive website quote system. I had to use something similar. Got something like $700 a year quote. but I normally get the best auto rates...
Call Good Sam and go through them.
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Old 04-27-2017, 09:10 PM   #26
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Not really sure I understand the question. The only thing that we have insured with Progressive is our camper, and the replacement policy is $36 per month. In total.
I think that the question is whether there is a policy cost and then the $36 is specifically for the replacement part of it, added on to a basic policy cost. And you have answered that, no, the $36 per month is for the policy including full replacement value.
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Old 04-28-2017, 12:57 AM   #27
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Thanks all for the help. I'll call Progressive and/or Good Sam.. the other thing is I always ask for the max 500K per person/accident liability coverage.. but that should only have to do with tow vehicle quote, shouldn't affect the RV insurance rate right?
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Old 04-28-2017, 08:25 AM   #28
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Thanks all for the help. I'll call Progressive and/or Good Sam.. the other thing is I always ask for the max 500K per person/accident liability coverage.. but that should only have to do with tow vehicle quote, shouldn't affect the RV insurance rate right?
Correct. The biggest thing that will affect the premium is the deductible. Ours is $500.00.
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Old 04-28-2017, 10:41 AM   #29
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Walter checked Progressive, USAA, State Farm- who never got back to us about the 20% discount, and Good Sams. He liked the Good Sams replacement policy, that does full replacement up to 5 years and then after that it replaces the original cost. It may not have been the cheepest. We got a 1000.00 deductable to make the price cheaper. We don't have to insure the car as part of the deal.
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Old 05-03-2017, 03:47 PM   #30
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I have a used 2012 19 that I just purchased and insured with Geico. I called Geico and ask what they would pay if I totaled my 2012 19 today and they would not give me that info. I called 3 times and asked for supervisors and still the same answer. I would recomend everyone asking that question of their insurnace company. They did have the correct model and were real close to the original purchase price. I think it is time for me to switch.

Graham

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