When things are really low priced I get worried. Sounds like you may be as well. It is so hard to compare insurance rates as they vary around the country. I think you should read the policy carefully when you receive it, if they do not send one because you are modifying your old one, ask for one.
Something I have added for a minor fee is roadside assistance, I already have it on my TV but if something happens to it I would have to pay for towing on the trailer. Also can come in handy changing a tire along side the interstate.
Insuring my Escape with the same carrier as my house and vehicles cost an extra $336 per year.
Paul and Janet Braun
2003 Toyota 4Runner V8 now 2012 Toyota Sequoia V8
Escape 19' 2010 now 2014 Escape 21'