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Old 10-14-2013, 03:46 PM   #11
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Insurance

For our new 21, to be picked up this Friday, we chose Pemco. We live in Washington State and they also insure our house and autos. Our policy covers Collision ($500 deductible) and Comprehensive ($200 deductible). All internal items (tow vehicle and trailer) are covered by our home insurance. Our yearly premium went up by $92.94. I asked if there was a need for special insurance for an RV and they said that if it was a motorized RV there would be other coverages necessary, but not a camping trailer. Hope everything's OK??
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Old 10-14-2013, 04:58 PM   #12
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When things are really low priced I get worried. Sounds like you may be as well. It is so hard to compare insurance rates as they vary around the country. I think you should read the policy carefully when you receive it, if they do not send one because you are modifying your old one, ask for one.

Something I have added for a minor fee is roadside assistance, I already have it on my TV but if something happens to it I would have to pay for towing on the trailer. Also can come in handy changing a tire along side the interstate.

Insuring my Escape with the same carrier as my house and vehicles cost an extra $336 per year.
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Old 10-14-2013, 04:58 PM   #13
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Quote:
Originally Posted by TAfraser View Post
For our new 21, to be picked up this Friday, we chose Pemco. We live in Washington State and they also insure our house and autos. Our policy covers Collision ($500 deductible) and Comprehensive ($200 deductible). All internal items (tow vehicle and trailer) are covered by our home insurance. Our yearly premium went up by $92.94. I asked if there was a need for special insurance for an RV and they said that if it was a motorized RV there would be other coverages necessary, but not a camping trailer. Hope everything's OK??
Sounds about right compared to what we were paying for our 17 also in WA.
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Old 10-14-2013, 05:34 PM   #14
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Location: Auburn, California
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Taking your suggestions, my regular insurance carrier quoted me less than $225 with good coverage and low deductables. I've got everything with them and a sterling driving record so I'm happy. I gave Good Sam another chance and never even heard back from them. I wouldn't be without their emergency road service and travel medical but was sure disappointed in their trailer quote!

Thanks for everyone's input. You saved me enough for more options on the Escape. Or, well, about 1/3 of the sales tax for Governor Brown. Sigh.
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Old 10-15-2013, 09:04 PM   #15
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We added insurance for our 25ft trailer it costs us $24.00 a year.
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Old 10-15-2013, 09:10 PM   #16
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Chuck,

Full replacement? What are the deductibles? Third-party liability? A lot of questions that can only be answered by reading the policy. To make a comparison, you need the details.
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Old 10-15-2013, 09:42 PM   #17
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We pay about $250 for full replacement coverage for our trailer.
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