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Showing results 1 to 13 of 13
Search took 0.01 seconds. Search: Posts Made By: Brian B-P
Forum: General Escape 02-24-2015, 03:41 PM
Replies: 118
Views: 14,156
Posted By Brian B-P
There's still the problem of outliving one's...

There's still the problem of outliving one's retirement savings (or leaving a pile of cash for beneficiaries instead of enjoying it yourself) - same thing as with a pension plan, just less structured.
Forum: General Escape 02-23-2015, 11:48 PM
Replies: 118
Views: 14,156
Posted By Brian B-P
Trying to guess better than the companies which...

Trying to guess better than the companies which do it for a living? Yeah, that's tough.

May you outlive the statistics, but not the funding. ;)
Forum: General Escape 02-23-2015, 10:12 PM
Replies: 118
Views: 14,156
Posted By Brian B-P
More visits and thus claims also mean more...

More visits and thus claims also mean more premiums. The premium per visit day will depend on the expenditure that the insurer is risking per visit day. This is true of medical or any other kind of...
Forum: General Escape 02-23-2015, 10:07 PM
Replies: 118
Views: 14,156
Posted By Brian B-P
I suggest that anyone interested in international...

I suggest that anyone interested in international comparison of health care costs (which determine travel insurance rates) might try a Google search for "medical cost comparison by country"...
Forum: General Escape 02-20-2015, 09:39 PM
Replies: 118
Views: 14,156
Posted By Brian B-P
This wasn't negotiation for insurance coverage,...

This wasn't negotiation for insurance coverage, it was a deal for orthodontic work.


Sure. All sorts of transactions are negotiable. ;)
Forum: General Escape 02-20-2015, 07:11 PM
Replies: 118
Views: 14,156
Posted By Brian B-P
That used to be common in windshield replacements...

That used to be common in windshield replacements - one price for the insurance company, and another for the private customer. I would call it fraud: the vendor (glass shop, or orthodontist) is...
Forum: General Escape 02-20-2015, 06:45 PM
Replies: 118
Views: 14,156
Posted By Brian B-P
Just because someone needs to say something good...

Just because someone needs to say something good about government-run services...

I received a bill for an out-of-province ambulance trip, for hundreds of dollars. They had no online payment...
Forum: General Escape 02-19-2015, 11:43 PM
Replies: 118
Views: 14,156
Posted By Brian B-P
Very many Canadians have private insurance as...

Very many Canadians have private insurance as well to cover things not covered by government plans (such as prescription drugs, dental care... and out-of-country coverage). Because it is usually...
Forum: General Escape 02-19-2015, 06:45 PM
Replies: 118
Views: 14,156
Posted By Brian B-P
Sure... but if you're in a province with $800...

Sure... but if you're in a province with $800 ambulance rides, you hardly need to buy insurance to be in a place with $84 ambulance rides... especially since the provincial health care plan doesn't...
Forum: General Escape 02-19-2015, 05:49 PM
Replies: 118
Views: 14,156
Posted By Brian B-P
Yes, but the provinces have reciprocal coverage...

Yes, but the provinces have reciprocal coverage agreements, so you are still covered while temporarily visiting in another province. Out-of-province insurance is privately available, and it is cheap...
Forum: General Escape 02-19-2015, 05:40 PM
Replies: 118
Views: 14,156
Posted By Brian B-P
Yes, essentially. Canadian government health...

Yes, essentially. Canadian government health plans fund Canadian hospitals - they're not set up to pay massive bills from foreign facilities. I'll avoid the politics of that - it's just a reality for...
Forum: General Escape 02-19-2015, 05:38 PM
Replies: 118
Views: 14,156
Posted By Brian B-P
My retired Ontario-based parents spent 3 or 4...

My retired Ontario-based parents spent 3 or 4 months each year in Florida, quite affordably, for a stretch of several years during their retirement (in their 70's); they rented a place, but a trailer...
Forum: General Escape 02-19-2015, 12:40 AM
Replies: 118
Views: 14,156
Posted By Brian B-P
Fascinating stat, although I'm not sure if it...

Fascinating stat, although I'm not sure if it says more about ballooning human population or about increasing lifespans.

A family friend wrote a book about retirement planning, and had an...
Showing results 1 to 13 of 13

 
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