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Old 12-26-2013, 09:31 PM   #31
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Hi: All...The Canadian gubermint sent me a letter saying they would fix my income as soon as I draw my first cheque. Heck I just got to middle class when they cancelled it...Now the seniors discounts too!!! Alf
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Old 12-26-2013, 09:37 PM   #32
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It sounds like there are a lot more seniors than I thought, or am exposed to, that have not saved very much for retirement. I have heard about that, but had it drilled into me since early adulthood to save, save, save. Unfortunately, it did take a while for that to sink in.
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Old 12-26-2013, 09:38 PM   #33
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I have a good bud that's full-timing in a small molded towable. THAT's not what she thought her life was going to be... outsourced outside the US. But, it is what it is. As she often tells me... it's NOT about how much you earn... but ABOUT how much you spend. I'm looking at the narrowing tunnel to having a "fixed" income. As much as I love my 22 y/o daugher. I will be grateful to receiving "Senior Discounts." Because unlike her... where her income can rise... mine probably won't YMMV
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Old 12-27-2013, 01:42 AM   #34
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I remind my wife that retired means half the income but twice the husband. She has had three months to get used to both and all is fine. We still manage to save for trips.
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Old 12-27-2013, 08:23 AM   #35
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Retirement is like a water well, while working your water level stays same because you have fresh water coming in to replace any water used. Upon retirement, you have built up a water reserve but your fresh water becomes a trickle and you start to watch your water use. You may have a deep reserve, but if you take more out than your trickle, it can eventually run dry.
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Old 12-27-2013, 08:59 AM   #36
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Quote:
Originally Posted by cpaharley2008 View Post
Retirement is like a water well, while working your water level stays same because you have fresh water coming in to replace any water used. Upon retirement, you have built up a water reserve but your fresh water becomes a trickle and you start to watch your water use. You may have a deep reserve, but if you take more out than your trickle, it can eventually run dry.
Hi: cpaharley2008... I just hope my "Water well" doesn't turn into a "Black hole". LoL...Off to see Ed Jones this am to learn how to tread water!!! Alf
escape artist N.S. of Lake Erie
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Old 12-27-2013, 12:41 PM   #37
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Alf

Say Hi to Ed from me. Ask if he has anything extra to share with Escape owners who are retired and trying to figure out how to outlive our (as Jim says) deep reserve of water.

All kidding aside my congratulations on your retirement! See you week after next in warm FL

Adrian
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Old 12-27-2013, 02:13 PM   #38
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Quote:
Originally Posted by cpaharley2008 View Post
Retirement is like a water well, while working your water level stays same because you have fresh water coming in to replace any water used. Upon retirement, you have built up a water reserve but your fresh water becomes a trickle and you start to watch your water use. You may have a deep reserve, but if you take more out than your trickle, it can eventually run dry.
Excellent analogy, Jim.

Fans of Two and a Half Men might remember the brilliant explanation of this same cash flow situation given to Charlie by his departing accountant, Stan, illustrated with a foam coffee cup and pencil. Based on the Wikipedia list, I think it's season 1, episode 14.
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