Originally Posted by ReagentGrade
Good Sam Insurance is a broker. They can sell insurance from several different carriers. I suggest to talk to one of their reps for more detailed information. There may be more than one replacement value option.
I spoke with a Good Sam insurance salesperson at length today, and he said that although Good Sam does use various carriers for different needs, for RV insurance they only use National General as underwriters.
FWIIW I was very impressed with the many options and good value of Good Sam (National General) RV insurance.
They can do actual replacement value of an RV (not depreciated) for the first 5 years.
after 5 years it changes to "what you paid for the RV" coverage.