I am conflicted. I'd have to make 94 to equal pension years paid to years worked. However, my mom did mak 93. However, she worked till she was 88. And credited her health to working and walking. She visited all 50 states and most of the Canadian provinces along with Europe twice. Life is what you make it, retired or not. Nice sweatshirt Donna, just right for a campfire on a brisk evening.