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Old 11-16-2013, 08:59 PM   #1
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Retirement thoughts

Okay, the last off topic post, but I read someplace Jim, that for every year you work past 60, you lose 2 years off your life expectancy. You reach the point of diminishing returns.

Now back to your regularly scheduled broadcasting...
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Old 11-16-2013, 10:16 PM   #2
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Okay, the last off topic post, but I read someplace Jim, that for every year you work past 60, you lose 2 years off your life expectancy. You reach the point of diminishing returns.

Now back to your regularly scheduled broadcasting...
Hi: cpaharley2008.... Alf
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Old 11-16-2013, 10:37 PM   #3
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Okay, the last off topic post, but I read someplace Jim, that for every year you work past 60, you lose 2 years off your life expectancy. You reach the point of diminishing returns.

Now back to your regularly scheduled broadcasting...
Well, this is a real downer for the evening... sigh...
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Old 11-16-2013, 10:41 PM   #4
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Well, this is a real downer for the evening... sigh...
Only applies to non-fiberglass trailer owners.
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Old 11-16-2013, 11:07 PM   #5
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I read someplace
The problem is, in retirement, you have too much time to read.
Your premise might hold for framers, drywallers, heavy equipment operators, but you'll find that many in creative jobs or with jobs that give them satisfaction just keep on going.
There are a lot of people who retire and drop dead from boredom.
I read that somewhere.
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Old 11-17-2013, 10:46 AM   #6
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Yeah, I think it all depends on the job... My job is arguably one of the creative ones, but it's also a stressful environment and it's been many years since I actually enjoyed it. I'm planning on getting out of it as soon as possible, and I expect my health with improve for that.

But you have to take an active (pun intended) role in your own health -- a major change like retirement needs to be managed to ensure benefit rather than problem.

I've noticed something interesting the last couple of weeks. Right now the wife and I are on a fairly serious fitness drive. We're working with a trainer at a gym, trying to stay active all week long, and tracking calories. I weigh myself every morning. I tend to eat a few more calories (10%-15% over average) on Friday and Saturday, and a bit less than average during the rest of the week. A final piece to the puzzle: I am at work (entirely a desk job) 3 days a week: Monday to Wednesday. Here's the interesting thing: I am almost always at my lowest weight during the week on Monday morning. I tend to gain weight on the days I'm working, and lose weight when I'm not. This is despite eating more on the days I'm not working, and getting roughly the same amount of exercise every day of the week. I have a few theories: it could be the stress of the job, it could be that even though I get about the same amount of "exercise", my over all calorie expenditure is less on the days I'm chained to a desk. Or maybe something less complex, like our cafeteria company consistently underestimating the calorie content in their food, so that I'm eating more than I think I am.

But it seems to be pretty consistent: at least on a short-term basis I do better physically when I'm not working, and my job is an impediment to weight loss.
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Old 11-17-2013, 10:49 AM   #7
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Short story synopsis: Mentally, it is better to work, but physically, it is better to retire.
So basically, retire and take up a hobby that is mentally challenging, like camping!!

Retirement Age and Life Expectancy
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Old 11-17-2013, 11:01 AM   #8
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My wife and I took a retirement planning course over 30 years ago. We were by far the
youngest couple in the group. The lecturer looked at us and said that we were
the only ones in the room at the right time. The theme of the presentation was
that you have to have something to retire "to"...it takes planning and preparation.
I know people that are retired and wonder how they ever had the time to work. Great place to be.
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Old 11-17-2013, 11:10 AM   #9
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Short story synopsis: Mentally, it is better to work [...]
Jim, I'll even argue that point... (I like to argue!)

Mentally it is better to work only if it's the right job for you. I can't imagine a factory working doing the same repetitive thing for 8 hours is any better working than just watching TV. As in my case, even a creative job can be a mental/emotional issue.

Working can be mentally better than retirement, but it isn't necessarily.

This comes back to what I said about actively managing the transition from employment to retirement. Generally speaking you have more options, more flexibility, and often more energy in your retirement. If you take advantage of that, you can be better off in retirement. But if you just let yourself react and be driven by circumstance, you might very well be better off continuing to work.

I don't intend to be let my life drive me, so I fully expect to be better off (both physically and mentally) for the increased flexibility retirement will give me.

And I'll add that for some people, actively managing their retirement might involve taking another traditional job, but as a means of getting stimulation and exercise. There is a big difference in a job you choose to do, versus one you feel you have to do.

Hmmm, I think we're a little off the "5.0 floor plan" topic here...
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Old 11-17-2013, 12:45 PM   #10
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Short story synopsis: Mentally, it is better to work, but physically, it is better to retire.
So basically, retire and take up a hobby that is mentally challenging, like camping!!]
This makes sense, but is from the same member who said "I'm retired and stop thinking years ago".
Maybe the key is to be thinking, but only about things which are interesting, challenging, and positive?

Similarly, physical activity is good, but only good activity... another reason to go camping.

I've got no idea what this has to do with the new 5.0, either...
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